• United Arab Bank (UAB) Credit cards

    United Arab Bank Credit Card
    Credit Card
    Annual Fee
    Reward type
    United Arab Bank Business Mastercard
    Annual Fee:
    AED 400
    From 2nd year onwards
    Reward type:
    Travel, Shopping, Dining, Entertainment, Rewards, Business and Lifestyle
    United Arab Bank Fc Barcelona Platinum Credit Card
    Annual Fee:
    AED 0
    Reward type:
    Travel, Dining, Entertainment, Rewards and Golf
    United Arab Bank Fc Barcelona Signature Credit Card
    Annual Fee:
    AED 0
    Reward type:
    Travel, Insurance, Dining and Rewards
    United Arab Bank Infinite Credit Cards
    Annual Fee:
    AED 1,500
    Reward type:
    Travel, Shopping, Dining, Entertainment, Rewards, Lifestyle and Golf
    United Arab Bank Platinum Sadara Credit Cards
    Annual Fee:
    AED 0
    Reward type:
    Travel, Shopping, Rewards and Lifestyle
    United Arab Bank Titanium Mastercard
    Annual Fee:
    AED 300
    From 2nd year onwards
    Reward type:
    Travel, Dining, Rewards and Lifestyle

    The United Arab Bank is a Sharjah headquartered public sector bank having its presence throughout the Emirates. Established in the year 1975 by a group of UAE businessmen along with French multinational Societe Generale Group, UAB currently operates 30 branches in the Emirates and has a good presence in the credit card segment in the UAE.

    UAB offers both retail and corporate banking services, and has been a regular at various banking awards over its 4-decades old existence. UAB credit cards offer customers a host of benefits that will make it worth their while. Credit cards are available in 4 major categories - Barca, Infinite, Classic and Gold, and Platinum. All credit cards have comprehensive reward points (RP) programs, allowing users to get more from their expenses. Also, 50% of card limit may be withdrawn as cash at any location around the world.

    Credit cards offered by UAB

    • Barca credit cards
    • The Barca credit cards from UAB are offered in two varieties - Signature and Platinum. Meant for die-hard fans of FC Barcelona, these cards will fulfill fans’ dreams of fully supporting the top club in the world all the way to glory. And if the exclusive reward points and Barca merchandise at the UAB store aren’t enough, users stand a chance to be among the lucky 75 members selected for all-expenses paid trip to Spain where they can watch Barca live at Camp Nou!
    • Infinite credit cards
    • Infinite credit cards provide amazing possibilities in reward points, travel, and lifestyle benefits. The card includes benefits such as travel insurance, high reward points on spendings and complimentary dining, golfing and airport lounge privileges.
    • Platinum credit cards
    • The Platinum Sadara credit card from UAB is unique in a lot of ways. An attractive vertical design as well as unique benefits set this card apart from competitors. The card also offers temporary credit line increase to ensure you are not left high and dry when making purchases.
    • Titanium credit cards
    • The Titanium credit cards from UAB are available from MasterCard. These cards offer value-packed features and are meant for the emerging affluent class. The chip technology used in these credit cards provide an extra level of security to users. Customers also receive superior lifestyle benefits, travel privileges and an amazing rewards program that provides more value out of expenses made from the card.
    • Business credit cards
    • The Business credit cards from UAB are targeted at the self-employed individuals and offers them a range of unparalleled benefits and privileges. The Business MasterCard credit card is ideal for individuals or businesses aiming to capitalize on lifestyle, travel and rewards benefits.

    Why choose UAB credit cards?

    UAB offers a wide range of credit cards with each product having its own set of features and benefits. The cards are targeted at particular segments of customers ranging from self employed professionals to the emerging affluent class. Moreover the bank has a history of satisfied and loyal customers who have enjoyed their unique services and features through the past. UAB is a highly rewarded bank and features among the best retail banking destinations in the UAE.

    UAB credit cards latest offers

    • Balance transfer
    • Now you can transfer the credit card balance from a different bank to UAB and enjoy ‘fly for free’ benefits. You can also get 1 UAB reward point for every AED 3 transferred to any UAB credit card, and enjoy the transfer at 0% interest for the first 6 months. A minimum bill of AED 2,500 has to be transferred to avail the benefits of the balance transfer promotion.
    • Loan on phone
    • You can now get a ‘loan on phone’ and enjoy a host of benefits along the way. The program offers a minimum loan amount of AED 2,500 and provides reward points on the loan amount. For every AED 5 of loaned amount credited to your phone, you will receive 1 UAB or Barca reward point. Further, the loans carry low interest rate starting from 1.99% p.a. for a 3-month loan and up to 0.99% for a 12-month ‘loan on phone’.
    • Double points
    • Earn double reward points on spendings made in the month of Ramadan this year.
    Check For Latest UAB Credit Cards Offers

    UAB credit cards features and benefits

    Barca credit cards

    • 2.75 RP on purchases on Signature credit cards, and 2.5 RP on Platinum credit cards.
    • Accepted by 200,000 hotels and 900 airlines worldwide.
    • Free airport access at 35 lounges worldwide.
    • Free concierge service and travel insurance on multi trips.
    • Golf privileges on Signature cards.

    Infinite credit cards

    • 3 RP on retail purchases.
    • Points redeemable at more than 900 airlines throughout the world with no Blackout dates. Also earn the regular airline miles even when you use reward points.
    • Points can be redeemed by anyone from anywhere and the redemptions are inclusive of additional taxes.
    • Complimentary lounge access at airports worldwide, and Gold membership with Hilton program.
    • Travel insurance worth $1 million, and attractive discounts on holidays and hotels.
    • Free concierge service and Harrods Black-tier rewards card.
    • Golf and premium dining privileges.

    Platinum credit cards

    • Minimum 5% of outstanding balance can be paid every month.
    • Accepted at scores of establishments throughout the world.
    • Temporary increase in line of credit so that customers can purchase durables without worrying about maxing out.

    Titanium credit cards

    • 2 reward points on every $1 retail spend from the card.
    • 15,000 bonus reward points on paying AED 300 in the first year.
    • Bonus rewards fee of AED 300 will be refunded if you spend at least AED 1,000 in the first month.
    • Points can be redeemed across categories such as hotels, airlines, lifestyle and electronic products, car rentals etc.
    • Complimentary airport lounge access across airports in the Middle East.
    • Lifestyle privileges from Jumeirah Group, Starwood Preferred Guest and BOGO offers.
    • Chin & PIN technology and card fraud protection features for greater security.

    Business credit cards

    • 2.5 UAB reward points on every $1 spent from the card.
    • 10,000 bonus reward points on paying AED 400 in the first year.
    • Bonus rewards fee will be refunded on spending AED 5,000 in the first month
    • Points can be redeemed across categories such as hotels, airlines, electronic and lifestyle products, car rentals etc.
    • Complimentary airport lounge access across airports in the Middle East.
    • Lifestyle privileges from Jumeirah Group, Starwood Preferred Guest and BOGO offers.
    • Option to brand card with company/business name.
    • Chip & PIN technology and card fraud protection for greater security.

    Other products offered by UAB UAE

    The UAB offers a wide array of products and services and is known for its innovative solutions. The bank is a major player in the deposits and retail banking categories. Other major products apart from credit cards include loans, treasury and foreign exchange services, financing for industrial, contract, trade, agricultural, construction and syndication needs.

    UAB credit card - Frequently Asked Questions

    1. What is the UAB Reward Points scheme?
    2. The UAB Reward Points scheme helps you earn reward points on making purchases through a UAB credit card. Points earned varies from card to card. The points can be redeemed in a wide range of places such as airline ticket bookings, hotel reservations, car rentals etc. and can also be redeemed for different products from the official UAB rewards store.
    3. Where can I pay my UAB credit card bills?
    4. You can pay your UAB credit card bills through one of the following avenues:
      • UAB branches
      • Online banking
      • Al Ansari Exchange
      • ATM/CCDM
    5. How can I use the Easy Payment Plan?
    6. The Easy Payment Plan will help you dividing bills into manageable equated monthly instalments of 3, 6, 9 or 12 months. The plan can be availed on minimum purchases of AED 1,000 and is available for all card holders. The EPP is limited to 95% of overall credit limit.
    7. What is the interest rate on UAB credit cards?
    8. Interest rates vary from 2.49% to 2.99% according to card type.

    News About United Arab Bank Credit Card

    • United Arab Bank reports net profit for first half of 2016

      United Arab Bank reported Dh71 million net profit for the first half of 2016. The bank attributed the profit to the transformation strategy implemented in the first half of 2015. It also reported a solid performance in net interest income, cost savings and reduction in provisions for credit losses. The non-interest income saw a rise at 12% compared to the prior quarter. The non-performing loan ratio is at 4.3%, these non-core portfolios have reduced by 34% and have been managed down 52% since 30th September, 2015.

      18th July 2016

    • United Arab Bank reports AED45 million net profit for the 1st quarter of 2016

      With the new transformation strategy that was implemented in 2015 aided by reductions in provisions for credit losses and uplift in non-interest income from the streamlined operating model, the bank stood to profit AED 45 million for the first quarter in 2016. The bank is making progress in managing down non-core elements of the business and the board believes that the right management in place will deliver the best result. Provision for credit losses were AED 114 million for the first quarter of 2016. United Arab Bank adopted a proactive approach to address the asset quality deterioration. Customer loans and advances have declined by 3% to AED 15.3 billion. The bank’s Capital Adequacy Ratio improved to 15% for the first quarter of 2016.

      22nd April 2016

    • After an outflow of debtors, United Arab Bank is winding down their SME unit

      With a strategy to get back to earning profit, as well as focusing on larger companies, United Arab Bank has decided to wind down their SME unit. The sudden outflow of debtors, among the small businesses in the UAE is the reason of this wind down. The bank has decided to split their business into core and non-core activities, with SME banking being added to the non-core activities of the bank.

      09th February 2016

    • Changes to United Arab Bank’s Management

      United Arab Bank has announced a change of its senior management by appointing Julio de Quesada as the Chief Business Officer, Sheikh Mohamed Al Nuaimi as Executive Vice President of Retail, and Vijit Malik as Head of Corporate and Institutional Banking. This is being done to change UAB’s approach to service its customers and build stronger relationships with their investors.

      Julio brings to the table a deep international, commercial and corporate experience to UAB, having held several senior global positions in the finance industry over the last few decades. In his new role, he will be the overseer of the entire bank business line(s), resulting in a more focused organizational structure.

      Sheikh Mohamed has been with UAB for nearly a decade, and has supported business growth through various roles. He will now be responsible for leading the bank’s retail business in his new role.

      Vijit has over 17 years of local market industry experience and equal exposure to international financial institutions. He is the only one on the team that is completely new to UAB.

      12th January 2016

    • UAB offers double rewards on United Arab Bank Credit Cards

      United Arab Bank has given its customers a reason to rejoice by offering double rewards on its credit card. UAB which is the official partner of FC Barcelona in UAE is offering ‘Double UAB Rewards’ when the customers use their United Arab Bank credit card to pay for school fee or when they use it to make purchases during the weekends. The customer can pay the school fee in twelve installments over the year at a very low rate of interest. UAB rewards received ‘Best Loyalty program’ reward at the Banker Middle East Awards in 2015 for the third consecutive year.

      24th September 2015

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