• Standard Chartered Bank Credit Cards

    Standard Chartered Bank Credit Card
    Credit Card
    Annual Fee
    Reward type
    Standard Chartered Shukran World Credit Card
    Annual Fee:
    Free for the First Year
    Second year onwards AED 250*
    Reward type:
    Travel, Dining, Shopping,Entertainment, Cashback
    Standard Chartered Shukran Titanium Credit Card
    Annual Fee:
    Free for the First Year
    Second year onwards AED 150*
    Reward type:
    Travel, Shopping, Cashback
    Standard Chartered Visa Infinite Credit Card
    Annual Fee:
    AED 1,500
    Reward type:
    Reward, Travel, Dining, Shopping, Cashback
    Standard Chartered Titanium Credit Card
    Annual Fee:
    AED 300
    Reward type:
    Cashback, Travel, Dining, Entertainment, Groceries, Shopping
    Standard Chartered Manhattan Platinum Credit Card
    Annual Fee:
    AED 300
    Reward type:
    Reward, Entertainment, Travel, Cashback, Lifestyle, Shopping
    Standard Chartered Saadiq Platinum Credit Card
    Annual Fee:
    AED 750
    Reward type:
    Reward, Entertainment, Travel, Dining, Shopping, Lifestyle

    About Standard Chartered Credit Card UAE

    The credit cards offered by Standard Chartered are designed in such a way that there is something for almost everyone. These card bring the obvious features of having a credit card along with access to loads of special offers, straight to customers. The features that can be found on these credit cards can be things like a credit shield to protect the outstanding balance or purchase protection to cover the things you purchase using these cards. They can also provide you with attractive reward programs and discounts that make shopping even more fun.

    Credit Cards Offered by Standard Chartered

    Standard Chartered offers a host of credit cards that are tailored to specific wants that customers may have. Some of them are:

    • Standard Chartered Shukran World Credit Card

    • The Shukran World credit card is a card that is offered in conjunction with the Shukran rewards program where a percentage of what you spend on the card is converted into reward points. It also provides customers with exclusive access to offers like 10% value back and 50% discounts on movie tickets.

    • Standard Chartered Shukran Titanium Credit Card

    • The Shukran Titanium card is also a card that comes with the Shukran rewards program where up to 7.5% of your expenditure is converted into reward points. This card also offers special schemes like 50% off on movie tickets and complimentary access to airport lounges around the world.

    • Standard Chartered Visa Infinite Credit Card

    • The Visa Infinite card is provides privileges like unlimited meet and greet services with limousines at the Dubai International Airport, complimentary access to gold courses and more. It also provides complimentary access to Fitness First clubs and comes with a rewards program where you earn even when you spend outside the UAE.

    • Standard Chartered Titanium Credit Card

    • The Titanium credit card offers cardholders discounts like 10% cash back when you shop for groceries and 10% off when the card is used to pay utility bills and school fee. It also offers a 50% discount on movie tickets and up to 3 free supplementary cards.

    • Standard Chartered Manhattan Platinum Credit Card

    • The Manhattan Platinum credit card is all about shopping because not only does it offer the 50% off on movie tickets, it also offers deals like buy 1 get 1 free and reward programs that let you exchange points for attractive discounts when shopping.

    • Standard Chartered Saadiq Platinum Credit Card

    • This is a card that offers membership to the 360o Rewards, rewards program along with a buy 1 get 1 free at participating coffee houses. It also offers access to lounges at various airports and offers on shopping for electronics and on travel and dining.

    Why choose Standard Chartered Credit Card?

    One of the easiest questions to answer is why choose Standard Chartered credit cards. The answer to this question would be simply because these cards have so much to offer. They provide attractive discounts when you go shopping with them and when you are shopping you are still earning through the reward programs. These cards also offer privileges like access to premier lounges at airports, meet and greet services and the ability to withdraw a part of your credit limit as cash.

    Standard Chartered Credit Card Offers

    There are a lot of offers that these cards bring to the cardholders. They can be summarised by grouping them under the following categories.

    • Easy Instalments
    • If you make a large purchase using these cards then you can pay it back in easy to pay instalments that can be taken for as long as 48 months. Some of these schemes will even extend a 0% interest rate for 6 months on balance transfer facilities.

    • Dining Privileges
    • Some of the special offers on these credit cards can entitle you to special discounts at participating restaurants.

    • Travel Privileges
    • The special offers on travel can consist of discounts on air tickets and bookings at hotels. They can also cover access to the recreational facilities at hotels and may even be coupled with rewards programs that the cards offer.

    Features & Benefits of the Standard Chartered Credit Card

    Though each of the credit cards comes with its own features and benefits, these are some that are common to all.

    • All these cards allow you to withdraw cash against the credit limit.
    • Most of these cards come with rewards programs where you can earn as you spend.
    • The points that you earn through rewards programs can also be used converted into flyer miles.
    • Rewards points can also be earned on local and international purchases.
    • They also offer purchase protection where things you buy are protected against theft, loss or accidental damage.
    • You can also take a credit shield to protect the outstanding balance from an inability to pay it due to a personal tragedy.
    • These cards also give you access to some very exclusive offers and privileges.
    • For added security, many of these cards come with chips and pins.
    • They can be used to conduct transactions in foreign currencies also
    • Some of the cards also offer cash back up to AED 500 when you recommend a friend or family member for a card or spend above a certain amount in 60 days.
    • Of you transfer the balance of another credit card to these cards then you can pay it back over 6 months at 0% interest.
    • Some of these cards also offer credit free periods where you can make payments towards the card without having to pay any interest.

    Fees and Charges of Standard Chartered Credit Cards

    The table below shows the schedule of fees and charges of Standard Chartered credit cards

    Type of Charges Amount
    The Annual fees for Infinite Visa AED 1500 for primary cards, AED 500 for Supplementary cards
    The Annual fees for Platinum MasterCard AED 750 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 150
    The Annual fees for Manhattan Platinum Visa AED 750 for primary card, AED 150 for Supplementary cards
    The Annual fees for Titanium MasterCard AED 500 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 150
    The Annual fees for Business Visa AED 500 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for Manhattan MasterCard AED 350 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 150
    The Annual fees for Gold MasterCard AED 500 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for Gold Visa AED 500 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for MasterCard Standard AED 300 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for MasterCard Classic AED 300 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for Visa Standard AED 300 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for Visa Classic AED 300 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 75
    The Annual fees for Standard Chartered Shukran World MasterCard AED 500 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 100
    The Annual fees for Standard Chartered Shukran Titanium MasterCard AED 250 for primary card, first two supplementary cards are free, subsequent supplementary cards cost AED 100
    Finance charges on retail transactions 2.99% per month on Infinite Visa card and Standard Chartered Shukran World MasterCard, 3.25% on all other cards
    Finance charges on retail transactions 2.99% per month on Infinite Visa card and Standard Chartered Shukran World MasterCard, 3.09% on Standard Chartered Shukran Titanium MasterCard and Manhattan Platinum Visa and 3.25% for all other cards
    Fee for Late Payment AED 250 for all card
    Fee for Over Limit AED 225 for all cards
    Fee for cash Advance 3% of the cash withdrawn with a minimum amount of AED 100
    Fee for Credit Shield Insurance 0.89% of the outstanding monthly balance against the card
    Charges for credit secure on monthly balance 0.99% for all cards
    Fee for Duplicate Statement over 3 months old AED 50 for all cards
    Fee for card Replacement AED 100 for all cards
    Fee for Returned cheques AED 100 for all cards
    Fee for processing outstation cheques AED 50 for all cards
    Fee for procuring copy of sales voucher AED 50 for retail transactions and AED 100 for Airline or hotel transactions for all cards. The copy of sales voucher can date back to a maximum of 3 months.
    Charges for monthly statement of account AED 10 per statement per card for all cards
    Fee for foreign transactions Can range up to 2.99% of the transaction amount
    Minimum monthly payment Minimum of AED 110 or 1% of principal balance plus all fees and charges involved for all cards
    Interest rate for Balance Transfer plan, Easy pay plan, Smart Payment plan or Fixed payment plan Up to 3% per month for all cards
    Processing fees for Balance Transfer plan, Easy pay plan, Smart Payment plan or Fixed payment plan Up to 4% with a minimum charge of AED 300 for all cards
    Early Settlement fees for Balance Transfer plan, Easy pay plan, Smart Payment plan or Fixed payment plan Ranges from 2% to 5% with a minimum charge of AED 300 for all cards

    Other Products offered by Standard Chartered UAE

    Credit cards are not the only product that Standard Chartered UAE offers to its customers. It also has:

    • Savings accounts
    • Current accounts
    • Home loans
    • Personal loans
    • Car loans

    Standard Chartered Credit Card – Frequently Asked Questions

    Q. Can anyone take these cards?

    A. No. To be able to apply for these cards, you have to meet certain eligibility criteria like having a minimum income specified for the card, being a salaried or self-employed individual and either being a citizen of UAE or having a residence permit.

    Q. What are the interest rates on these cards?

    A. The interest rates differ from one card to another so they can range from 2.99% per month to 3.25% per month.

    Q. Can I take supplementary cards on my card?

    A. Yes. You can take supplementary cards on your card.

    Q. What is the interest rate and annual charge on the supplementary cards?

    A. The interest rate charged for the supplementary cards is the same as that for the primary card. The annual charges are sometimes waived off or are generally less than those for the primary card.

    Q. How much cash can I withdraw using these cards?

    A. The amount you can withdraw as cash is decided for each customer by the bank. This amount can range from 25% to 50% of your credit limit.

    Q. What is the length of the interest free credit periods?

    A. Some of the cards offer interest free credit periods of 50 to 56 days.

    News about Standard Chartered Credit Cards

    • UAE economy to expand in 2016

      According to the forecast by Standard Chartered Bank, UAE’s economy will witness a growth of 2.9% in 2016 from an estimated 3.5% in 2015 as a result of sliding oil prices. It was stated that limited further upside to Abu Dhabi’s oil production was expected in 2016 as a result of increased production by 7% year-on-year in September 2015 to 2.9 million barrel a day. According to a research conducted, GDP growth is expected to increase by 3.6% in 2017.

      12th January 2016

    • Standard Chartered Titanium Credit Card holders to receive 10% cash back on school fees

      Now, Standard Chartered Bank Titanium Credit Card holders can avail up to 10% cashback on their children’s school fees by using their Standard Chartered Bank Titanium Credit Card to pay off their children's school fees. Besides, the paid school fees can also be split into equated monthly installments up to 12 months without paying any extra interest. However, a one time processing fee will apply for the same which Standard Chartered Bank has not yet announced. The cardholder would be able to receive a cashback of maximum Dh400 in a single month, provided the monthly fees paid with the Standard Chartered Titanium Credit Card is Dh10, 000.

      24th August 2015

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