• DIB Auto Takaful Car Insurance

    DIB Car Insurance

    Introduction to Dubai Islamic Bank Car Insurance in UAE

    Dubai Islamic Bank was established in the year 1975. The bank is committed to flexibility and modernity so that all their customer’s needs are met.

    Dubai Islamic Bank provides their customer with the one stop solution to get to buy their dream car.

    Features and Benefits of DIB Car Insurance

    The DIB Auto Insurance (Takaful) has the following things to offer to their customers:

    • The interest rates start at 2.35% p.a.
    • You can insure your new or existing vehicle to avail benefits such as agency repairs, medical expenses cover and roadside assistance.
    • You get a 13 months assured cover.
    • Agency repairs are covered for 3 years.
    • The claim and recovery process is available 24x7.
    • In case of accidents, the vehicle is replaced in 15 days.
    • In case of accidents, the third party will be covered for damages for a limit of up to AED 3,500,000.
    • The emergency medical expenses up to AED 3,500 is covered.
    • Personal effects are covered up to AED 2,500.
    • There are three types of plans offered:
      • Platinum: Cover period is 13 months, Agency repair is for 3 years, personal belongings cover is up to AED 2,500, emergency medical expenses cover is up to AED 3,500, third party damage cover is up to AED 3,500,000. You can take personal accident benefits to driver, to passengers, natural calamity cover, riot and strikes cover, GCC cover, vehicle replacement on accident and off-road cover for free under this plan. The windscreen cover is covered up to AED 2,500. 24/7 accident and breakdown recovery service is offered for free.
      • Gold: Cover period is 13 months, Agency repair is for 3 years, personal belongings cover is up to AED 1,500, emergency medical expenses cover is up to AED 2,500, third party damage cover is up to AED 1,500,000. You can take personal accident benefits to driver, to passengers, windscreen cover, riot and strikes cover, vehicle replacement on accident and off-road cover is optional under this plan. The natural calamity cover is covered up to AED 5,000. The GCC cover is free under this plan. 24/7 accident and breakdown recovery service is offered for free.
      • Silver: Cover period is 13 months, Agency repair is for 3 years, personal belongings cover is up to AED 1,000, emergency medical expenses cover is up to AED 1,500, third party damage cover is up to AED 1,000,000. You can take personal accident benefits to driver, to passengers, windscreen cover, riot and strikes cover, vehicle replacement on accident and off-road cover, natural calamity cover and GCC is optional under this plan. 24/7 accident and breakdown recovery service is offered for free.
      • Classic: Cover period is 13 months. 24/7 accident and breakdown recovery service is offered for free. Up to AED 250,000 is offered as third party property damage cover. The personal accident benefits to driver and passengers and the GCC cover is optional under this plan.

    Eligibility Criteria for DIB Car Insurance

    You can enjoy the Dubai Islamic Bank Auto Takaful if:

    • You must be a resident of UAE.
    • The vehicle model is no later than 2007.
    • The vehicle’s worth is AED 1,000,000 or less.
    • The vehicle must be registered in the individual's name and must be used for personal purposes.

    Fees and Charges of DIB Car Insurance

    • The interest rates start at 2.35% p.a.

    Why choose Dubai Islamic Bank Car Insurance?

    Dubai Islamic Bank is one of the world’s fastest growing economic sector. The bank is customer oriented and offer personal service to their customers. Every customer is provided with a comprehensive solution for all their financial needs.

    Dubai Islamic Bank has ties with the Islamic Arab Insurance Company (SALAMA) and Dubai Islamic Insurance and Reinsurance Company (AMAN) to offer the Islamic Auto Insurance (Takaful).

    Other products offered by Dubai Islamic Bank in UAE are:

    DIB Credit Cards

    DIB Car Loans

    DIB Life Insurance

    Frequently Asked Questions - FAQs

    1. What is the interest rates on the Dubai Islamic Bank Auto Insurance (Takaful)?

    2. The interest rates for Dubai Islamic Bank Auto Insurance starts at 2.35% p.a.

    3. Why do I need a 13 month insurance cover?

    4. The traffic department of UAE needs you to have a 13 month insurance certificate. Each time you register or renew a vehicle registration, you a given 12 month registration and one month is given as grace period to re-register. With the 13 month insurance cover, you will be covered during the grace period.

    5. Can I transfer my insurance if I sell my vehicle?

    6. No, the insurance covers from one driver to another. The new vehicle owner will have to buy a new insurance cover.

    7. How much cover will I get for the emergency medical expenses?

    8. You get up to AED 3,500 depending on the plan you have chosen.

    9. What is the third party property damage limit that will be covered under Dubai Islamic Bank Car insurance?

    10. You get a cover up to AED 3,500,000 depending on the plan you have chosen.

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