• Dubai Islamic Bank Al Islami Auto Ijarah

    Dubai Islamic Bank offers easy and convenient way to fund for your dream car. You can avail finance quickly and easily. The documentations required are minimum.

    Eligibility requirement

    To be eligible to avail DIB Al Islami Auto Ijarah, you must have a starting salary of AED3,000 per month.

    Features and benefits of DIB Al Islami Auto Ijarah

    Following are the features and benefits of DIB Al Islami Auto Ijarah:

    • Financing amount offered is up to 80% of the car value.
    • The tenure offered is up to 60 months.
    • The loan is offered for new as well as used cars.
    • Salary transfer will not be needed to avail DIB Al Islami Auto Ijarah.

    Fees and charges

    Following are the fees and charges that you will incur:

    • The interest rates starts from 3.50% per annum.
    • The processing fee charged for due diligence and documentation is AED750.
    • The early settlement fee charged is 1% of the outstanding balance.

    Documents required

    Following are the documents you will be required to submit:

    • Emirates ID card copy.
    • Valid Visa copy for expats.
    • Passport copy.
    • Salary certificate or salary slip.
    • 3 months bank statement.
    • Dealer evaluation of the vehicle you intend to purchase.
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