Union National Bank World MasterCard credit card offered by Union National Bank comes with a host of benefits specially designed to suit your lifestyle needs. The credit card not only has a wide range of benefits but it also offers amazing rewards to cater to the needs of the customer.
Features of Union National Bank World MasterCard Credit Card
Listed below are the features of Union National Bank World MasterCard credit card.
- Annual Fee: Union National Bank World MasterCard credit card comes at an annual fee of AED 250 for secured cards and AED 350 for unsecured cards.
- Interest Rates: The monthly interest charged on the card ranges between 2.99% to 3.20% depending on whether it’s a secured card or an unsecured card.
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 100 %( for secured cards) of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% or AED 100, whichever is higher.
- Late payment fee: The customer will be charged a fee of AED 150 in case of late payments.
- Balance transfer processing fee: The Balance transfer processing fee charged is 0% for 3 months or 0.59% up to 48 months.
- Supplementary cards: One can avail 4 supplementary cards for free with their Union National Bank Classic Mastercard credit card
- Over limit fee: The over limit fee charged on the card is AED 200
- Foreign transactions: A processing fee of 2.99% is charged on non AED transactions
- 24 hour customer service
Benefits of Union National Bank World MasterCard Credit Card
Listed below are some of the popular benefits of the Union National Bank World MasterCard credit card.
- Electronic Bill Payment: Paying bills has been made easier by Union National Bank Classic Mastercard credit card. Pay your bills online with your credit card without any hassles.
- Insurance benefits: Enjoy 0% installment plan of up to 3 months when you make insurance purchases above AED 1000 with your credit card.
- Balance Transfer option: Union National Bank Mastercard credit card comes with a balance transfer option where no processing fee is charged for the first three months.
- The card offers credit shield insurance coverage
- Fraud guard
- Uni-Net and free SMS service
Union National Bank World MasterCard Credit Card rewards
Listed below are the rewards offered on Union National Bank World MasterCard credit card.
- Earn a reward point every time you spend 1 AED on your credit card. These reward points can later be redeemed for rewards across various categories.
- Get a discount 20% on bungee jumping at Gravity zone when you use your Union National Bank Classic Mastercard credit card.
- Avail special discounts for Marhaba and Golden class services at Dubai and Abu Dhabi airports by using your Mastercard credit card.
- Enjoy Shop ‘n’ Save discount program with your Union Bank Gold Mastercard credit card