The Union National Bank Titanium Credit Card offers customers the opportunity to gain access to features that range from free supplementary cards to 0% easy instalments schemes on travel expenses and balance transfers. It also free auto registration and renewal along with free access to breakdown services. Apart from all this, it also provides customers with protection in the form of a credit shield to protect the outstanding balance against the cardholders inability to pay it back.
Features of the Union National Bank Titanium Credit Card
- Annual Fee: There is no annual fee for this cards.
- Supplementary Cards: Customers can take supplementary cards on this card.
- Interest Rates: The interest rate charged ranges from 2.69% to 3.5% based on the outstanding balance.
- Cash Advance: Customers can withdraw a part of their credit limits as cash using this card.
- International transactions: This card can be used for transactions conducted in foreign currencies.
Benefits of the Union National Bank Titanium Credit Card
Apart from these features, the UNB Titanium credit card also offers some interesting benefits to cardholders.
- Credit Shield: For the payment of 0.89% of the outstanding amount, customers can activate the credit shield which will kick in to protect the outstanding balance if the cardholder can't pay it due to a loss of life or employment.
Instalment Plan: There are 2 instalment plans that this card offers.
- The first is a plan under which you can pay back your travel expenses over a period of 3 months with 0% interest.
- The second one is where you can pay back balance transfers over a period of 6 months without having to pay interest.
Special Offers: The special offers that this card provides includes discounts on purchases. It also includes:
- Free assistance in case of a vehicle breakdown.
- Free registration of vehicles and renewal of vehicle registration.
- Access to lounges at airports in 5 different countries.
- If customers spend more than AED 15,000 in the first 6 months they are eligible for a joining bonus of AED 400 or equivalent UNB Miles.
Union National Bank Titanium Credit Card Rewards
The rewards program available with the Titanium card allows cardholders to earn UNB miles when they spend. Under this program:
- International spends earn 2.5 UNB Miles.
- Domestic spending earns 1.5 UNB Miles
The rewards, features and special offers available with this card make it a very handy credit card for any frequent flyer.