The Platinum credit card issued by UNB (Union National Bank) is a card that comes with facilities like access to visa cash back programs, free access to airport lounges, 24 hour customer service and even 24 customer support. It also features credit shields, high cash withdrawal limits, balance transfer options and even free supplementary cards. It is a card that is meant for those that prefer a bit of exclusivity in their lives and those who are looking for a credit card that offers more than just the basic advantages.
Features of the Union National Bank Platinum Credit Card
- Annual Fee: The annual fee for this card is AED 600 for both secured and unsecured cards.
- Supplementary Cards: Customers can take supplementary cards for free based on this card. The first 4 cards are issued free of cost and the fifth card onwards, the annual fee is AED 500.
- Credit Period: This card offers an interest free credit period of up to 50 days.
- Interest Rates: The interest rates on this card ranges from 2.69% per month to 3.5% per month. The exact rate of interest will depend on the outstanding balance.
- Cash Advance: This card allows customers to withdraw up to 100% of their credit limits as cash.
- International transactions: It can also be used to complete international transactions in foreign currencies.
Benefits of the Union National Bank Platinum Credit Card
Apart from the features offered by this card, there are some benefits to owning it too. They are:
- Credit Shield: For the payment of an amount equal to 0.89% of the outstanding balance customers can activate the credit shield. This credit shield makes sure that the outstanding balance on the card is taken care of it the cardholder is unable to pay it back due to extreme circumstances like death or loss of employment.
- Cash Back: The main special offer that comes with this card is the Visa cash back program where if customers spend between AED 1,000 and AED 10,000 then 1.5% of their spending will be credited back to the card as cash back.
- Special Offers: This card grants cardholders, complementary access to the Marhaba and Golden Class lounge at airports if this card is used to book the flight tickets.
The benefits of this card, when combined with its features, work together to make using this card a truly memorable experience for the customers.