The Union National Bank Extra UNB ADCOOP credit card is a card that is aimed at those who are looking for an ideal card for shopping. Not only does this card offer access to discounts on shopping and cash back schemes, it also offers attractive discounts on booking travel packages too. It also has the added advantage of being free for life so customers never have to pay a penny in annual fee. The card also offers schemes like payments made in easy instalments and credit shields to protect the unpaid balance due on the card.
Features of the Union National Bank Extra ADCOOP Credit Card
- Annual Fee: Since the card is free for life, there is no annual fee involved.
- Supplementary Cards: Customers can take supplementary cards on this card.
- Interest Rates: The rate of interest depends on the outstanding balance on the card and can range from 2.69% to 3.5% per month.
- Cash Advance: Customers can withdraw cash on this credit card.
- International transactions: This card can be used to complete transactions in foreign currencies.
Benefits of the Union National Bank Extra ADCOOP Credit Card
Apart from the amazing features of this card, there are some benefits that customers get. These benefits are:
- Credit Shield: Should customers find themselves in a situation where due to losing their life or their jobs, they are unable to pay back the outstanding amount then they can opt for the credit shield for a payment of 0.89% of the outstanding balance.
- Instalment Plan: The instalment plan offered by this card allows customers to convert purchases into instalments that come with an interest rate of 0.79% per month.
Special Offers: There are some special offers available with this card. They are:
- The card offers exclusive discounts on flight tickets and holiday packages.
- The card also offers a 50% discount on select items sold at Abu Dhabi Co-Operative Society & Costless Electronics stores.
Union National Bank Extra ADCOOP Credit Card Rewards
The rewards program that comes with this card is a cash back program. Its features are:
- Shopping at the Abu Dhabi Co-Operative Society & Costless Electronics stores entitles customers to a 3.5% cash back offer.
- Shopping at any other outlet will entitle customers to 0.35% cash back.
- To qualify for cash back, customers need to spend a minimum of AED 500 during the month.
- Customers can get a maximum of AED 3,600 in cash back in a year.
- The cash back amounts are credited to the credit card itself.
- Cash back can also be availed in the form of gift vouchers valid at Abu Dhabi Co-Operative Society & Costless Electronics.
With the cash back program and the special offers, this card can really be a shoppers delight.