The Classic credit card offered by the Union National Bank comes packed with features that range from electronic bill payments to free supplementary cards. The card also features facilities like grace period for payments, reward programs, easy to pay instalments plans are more. It is designed to suit the needs of a person who likes to shop. It also offers access to customer support 24 hours a day along with Uni-net and free SMS service. It also ensures cardholder protection through credit Shields and fraud protection. It also offers discount programs to cardholders when the card is used for shopping.
Features of the Union National Bank Classic Visa Credit Card
- Annual Fee: The annual fee for this card is AED 150 if it is secured and 250 is it is unsecured.
- Supplementary Cards: Customers can take up to 4 cards that are for free. From the 5th card onwards, an annual fee of AED 100 is charged for secured cards and AED 150 for unsecured cards.
- Credit Period: The card offers an interest free credit period of 50 days.
- Interest Rates: The interest rates applicable depend on the outstanding balance and can range from 2.65% per month to 3.5% per month.
- Cash Advance: Cardholders can withdraw up to 100% of their credit limits as cash.
- International transactions: The card can also be used to complete international transactions in foreign currencies.The card also allows for the balance from other cards to be transferred to it.
Benefits of the Union National Bank Classic Visa Credit Card
Apart from all the features offered on this card, there are also some benefits that cardholders can avail using this card.
- Credit Shield: For a payment of 0.89% of the amount due on the card, the credit shield can be activated to ensure that the outstanding balance on the card is taken care of in case the cardholder is unable to pay it due to unfortunate circumstances.
- Instalment Plans: The instalment payment plan that comes with this card allows for re-payment of purchase over a period of 36 months with the first payment being paid 3 months after the date of purchase.
Special Offers: The special offers available with this card are:
- Access to Al Musafer Travel Services.
- Access to Marhaba and Golden Class lounges at the Abu Dhabi airport at a discount.
- Access to the Shop ‘n’ save program.
Union National Bank Classic Credit Visa Card Rewards
This card comes with the UNB Rewards Programme through which every AED spent using this card earns 1 reward point. These reward points can be earned and redeemed at any time without having to worry about specific criteria. They can also be encashed once every 2 years.
Between the rewards programs and the special offers, including the features, not only does this card make shopping convenient but also safe and full of rewards.