Standard Chartered Visa Infinite is a credit card that has been designed for those that travel a lot. It comes packed with features that can range from meet and greet services with a limousine to unlimited free access to airport lounges. It can also get you access to health clubs and fitness centres. If you are an avid golfer then this card can get you access to that too. It even comes with a reward program that lets you earn points when you spend in AED and when you spend in any other currency.
Features of the Standard Chartered Visa Infinite Credit Card
- Annual Fee: The annual fee for this card is AED 1,500.
- Supplementary cards: You can take supplementary cards through this card. The annual fee for those cards will be AED 500.
- Interest Rates: The interest rate charged for retail expenses on this card is 2.99% per month.
- Credit Period: You can make payments towards the card within 20 days of the statement date.
- Cash Advance: The cash advance limit is decided by the bank and can be between 25% and 50% of your credit limit. The interest charged on cash withdrawals is 2.99% per month.
- Cash withdrawals: The fee charged for cash withdrawals is AED 100 or 3% of the amount withdrawn. This fee is applicable on every cash withdrawal transaction.
- International transactions: This card can be used to complete transactions in foreign currencies at a charge of 2.15% for each transaction.
- If you have enough reward points on the card then you can use them to pay the annual fee for the card.
Benefits of the Standard Chartered Visa Infinite Credit Card
Great features are not the only claim to fame that this card has. It offers some attractive benefits too that are:
- Credit Shield: You can get a credit shield to protect the outstanding balance on your card for the payment of 0.89% of that balance.
- Instalment Plan: If you make a large purchase using the card, you can repay it in easy to pay instalments with an interest rate of 3% per month.
- Special Offers: There are other special offers too that this card brings to you. They are:
- With this card you get unlimited free access to limousine and meet and greet services at the Dubai International Airport.
- It also offers unlimited free access to lounges at airports.
- You can also use the card to play golf at some of the best golf courses.
- The card also offers access to Fitness First clubs.
Standard Chartered Visa Infinite Credit Card Rewards
The rewards program that comes with this card allows you to earn points even when you don't spend in AED.
- If the equivalent of USD 1 is spend in AED locally then you earn 2 points.
- If you spend the equivalent of USD 1 on international purchases you earn 3 points.
- The points you earn can be used when booking flight tickets.
- If you spend AED 10,000 within 60 days then you can also get AED 500 as cashback.
- Every time someone you refer gets a credit card, you will get AED 200 as cashback.
The rewards program, coupled with the other features and benefits offered by this credit card ensure that you will always get a feeling of exclusivity when you use this card.