The Saadiq Platinum credit card offered by Standard Chartered comes packed with some really attractive features. The first of these features is that the annual fee for this card is not very high. Customers can also take supplementary cards with the Saadiq Platinum card for no extra charge. It's other features provide customers with credit shields, attractive rewards programs and access to lounges at airports in various countries. It also comes with some special buy 1 get 1 free offers and special privileges on retail, electronics and dining. This card is also compliant with the rules of Islamic banking.
Features of the Standard Chartered Saadiq Platinum Credit Card
- Annual Fee: The annual fee for this card is AED 750.
- Supplementary Cards: The annual fee for the first 4 supplementary is AED 0 but from the fifth card onwards the charge is AED 150.
- Interest Rates: There is no interest rate for this card but there is a maintenance fee, of AED 800 per month, charged for it.
- Cash Advance: Customers can withdraw up to 25% of their credit limit as cash.
- Cash withdrawals: The limit for each transaction is AED 3,000 and the fee for each transaction is AED 125.
- International transactions: If the card is used to complete transactions in foreign currencies, a fee of 2.15% of the transaction amount is charged as a fee for each transaction.
- This card is compliant with the Shariah rules of Islamic banking.
Benefits of the Standard Chartered Saadiq Platinum Credit Card
Some of the benefits that the Saadiq Platinum credit card offers are:
- Special Offers: Some of the special offers available with this card are:
- Buying coffee at Caribou with this card entitles customers to a buy 1 get 1 free offer.
- One can also get a buy 1 get 1 free offer at Tim Hortons coffee shop.
- Going for ice cream at Cold Stone Creamery then you can get 2 ice creams for the price of 1 with this card.
- Through partnerships with Priceless Arabia the cardholders also get access to special discounts and offers on hotel booking, restaurants and holiday packages.
- The card also provides a secure environment for shopping by enabling the card with a pin and a chip.
Standard Chartered Saadiq Platinum Credit Card Rewards
The rewards program associated with this card is known as 360° Rewards. It prime features include:
- The ability to earn points when purchases are made within the UAE and outside it too.
- For each USD spend on the card, cardholders earn 2 points.
- The points can be redeemed at Asiatravel.com in terms of discounts on flight and hotel bookings. The points can also be used to book sightseeing tours and theme park visits.
- The points earned can also be redeemed at partner brands like Adidas, Tommy Hilfiger, mmi travel and many more.
Between all the rewards offered on the card and the special offers, this card makes it really easy to have a good time. An added advantage is also that it is a Sharia compliant card for those who are particular about their banking preferences.