The Standard Chartered Manhattan Platinum credit card is a card that combines the features of a traditional credit card with amazing features and special offers. Some of its features include things like cash advances, credit shields, and free supplementary cards. It also allows you to pay for things through easy to pay instalments. The card will also allow you to transfer your balance from other cards onto this one which can then be repaid in instalments. It can also be a good companion to have while you travel because it has some interesting offers for that too.
Features of the Standard Chartered Manhattan Platinum Credit Card
- Annual Fee: The annual fee for the primary card is AED 300.
- Supplementary Cards: You can take supplementary cards based on this card of which the first 2 will have no annual fee and the rest will have an annual fee of AED 150.
- Interest Rates: The interest rate levied on these cards is 3.25% per month.
- Credit Period: If payments towards the card are made within the due date then no extra charges will be levied.
- Cash Advance: This card allows you to withdraw 25% to 50% of your credit limit as cash for which the interest rate is 3.25% per month.
- Cash withdrawals: The fee charged for cash withdrawals is the higher of AED 100 or 3% of the amount withdrawn.
- International transactions: This card can be used for international transactions for which a fee of 2.15% of the transaction amount will be charged for each transaction.
- The minimum amount you can pay towards the card is the higher of AED 110 or 1% of the outstanding balance.
Benefits of the Standard Chartered Manhattan Platinum Credit Card
Some of the key benefits that this credit card offers to the cardholders are:
- Credit Shield: Should something happen to you and you are unable to pay the amount due on the card, you can ensure that the due amount does not become a burden on anyone by paying 0.89% of the outstanding amount for the credit shield.
- Instalment Plan: Any large purchases you make can be converted into easy to pay instalments for which you will pay an interest of 3% per month.
- Special Offers: There are numerous special offers that these cards come with. Some of them are:
- If you spend 10,000 within the first 60 days of the card being activated then you are eligible for AED 500 as cash back.
- If you recommend someone who gets a credit card then you get a cash back of AED 200.
- Booking tickets at any VOX Cinema in the UAE entitles you to a 50% discount.
- If you buy 1 coffee at Caribou Coffee with this card, you can get another for free.
- You can also avail a buy 1 get 1 free offer at Tim Hortons and Cold Stone Creamery.
- This card will also get you a 15% discount on Airport Speed Pass Services.
- You will also have access to premium lounges at various airports with this card.
Standard Chartered Manhattan Platinum Credit Card Rewards
The Manhattan Platinum credit card comes with the rewards program called 360° Rewards. Its main features are:
- It allows you to earn points when you shop within the UAE and outside of it.
- For every USD 1 that you spend, you earn 2 points.
- Points can be earned even when buying things online.
- The points you collect can be redeemed for goods from the 360° Rewards catalogue.
With all the exciting features and special offers that this card brings to you, it can only be said that shopping with the card can be a memorable experience.