Majid Al Futtaim Finance offers a wide range of NAJM Voyager credit cards, NAJM Voyager Signature credit card being one of them. It is a loyalty based travel solutions card that comes with a wide range of travel benefits including instant cashback, discounts on air tickets and many more benefits. Other than travel benefits, the card also offers cashback benefits.
Features of the NAJM Voyager Signature Credit Card
Listed below are the unique features of NAJM Voyager Signature credit card.
- Annual Fee: NAJM Voyager Signature credit card comes at an annual fee of AED 499.
- Interest Rates: The monthly interest charged on the credit card varies between 3.25% to 3.59%
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 25% of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% or AED 90, whichever is higher.
- Late payment fee: The customer will be charged AED 275 in case of late payments.
- Balance transfer processing fee: The Balance transfer processing fee charged is up to 3%.
- Early payment fee: The early payment fee charged in case of early settlement is AED 100
- Supplementary cards: One can avail 5 supplementary cards for free with their NAJM Voyager Signature credit card
- Over limit fee: The over limit fee charged on the card is AED 275
- The applicant should be a resident of UAE in order to be eligible for NAJM Voyager Signature credit card
- The applicant should be above the age of 21
- The applicant should earn a minimum salary of AED 15,000 to be eligible for the credit card
Benefits of the NAJM Voyager Signature Credit Card
Listed below are the benefits of NAJM Voyager Signature credit card.
- Easy Payment Plan: Make purchases above AED 500 and enjoy paying back in easy instalments of 3, 6, 9 or 12 months with the Easy Payment Plan.
- Purchase protection: The card comes with purchase protection that offers cover against any loss or damage that occurs within 365 days of the date of purchase.
- Extended warranty- Enjoy extended warranty on purchased item when you make a purchase with your credit card.
- Supplementary cards- Get up to 5 free supplementary cards with your NAJM Voyager Signature credit card.
- Balance transfer- Get balance transfer up to 70% of available credit limit from your credit card to any other bank’s credit card without the requirement of credit card approval.
NAJM Voyager Signature Credit Card Rewards
Listed below are some of the popular NAJM Voyager Signature credit cards. These rewards are very different than the regular benefits offered on the credit card.
- Buy a 2D or 3D movie ticket at VOX Cinemas and get another one absolutely free. The same applies for VOX Gold tickets.
- Get 75,000 signup Voyager Rewards when you pay your annual fees in full and spend AED 15,000 within the first 60 days of card approval.
- Use your NAJM Voyager Signature credit card to enjoy unlimited complimentary access to airport lounges.
- Avail cashback on certain travel packages purchased on the Voyager by NAJM portal.