Majid Al Futtaim Finance offers a wide range of NAJM Voyager credit cards, NAJM Voyager Platinum credit card being one of them. The credit card is the first of its kind, it is a loyalty based travel solutions card that comes with a wide range of travel benefits including instant cashback, discounts on air tickets and many more benefits.
Features of the NAJM Voyager Platinum Credit Card
Listed below are some of the important features of NAJM Voyager Platinum credit card.
- Annual Fee: NAJM Voyager Platinum credit card comes at an annual fee of AED 299. The applicant must pay the annual fee in order to obtain the card.
- Interest Rates: The monthly interest charged on the credit card can vary between 3.25% to 3.59%.
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 25% of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% or AED 90, whichever is higher.
- Late payment fee: The customer will be charged AED 275 in case of late payments as late payment fee.
- Balance transfer processing fee: The Balance transfer processing fee charged can go up to 3% for balance transfers.
- Early payment fee: The early payment fee charged in case of early settlement is AED 100
- Supplementary cards: One can avail 5 supplementary cards for free with no charges whatsoever.
- UAE residents who are above the age of 21 can apply for the card.
- The applicant should be earning a minimum salary AED 10,000
- The card does not offer cashback points or rewards.
Benefits of the NAJM Voyager Platinum Credit Card
Listed below are the benefits of NAJM Voyager Platinum credit card.
Easy Payment Plan: Enjoy 0% Easy Payment Plan with your NAJM Voyager Platinum credit card. Make purchases above AED 500 and enjoy paying back in easy instalments of 3, 6, 9 or 12 months.
Purchase protection: The card comes with purchase protection that offers cover against any loss or damage that occurs within 365 days of the date of purchase.
Extended warranty- Enjoy extended warranty on purchased item when you make a purchase with your credit card.
Loan on phone facility- NAJM Voyager Platinum credit card comes with a loan on phone facility that will get up to 70% of one’s credit limit transferred to their bank account for expenditures on school fee, rent, etc.
NAJM Voyager Platinum Credit Card Rewards
NAJM Voyager Platinum credit card comes with a wide range of rewards other than the regular benefits. Listed below are some of NAJM Voyager Platinum credit card rewards.
- Pay your annual fee in full and spend AED 10,000 within the first 60 days of card approval to earn 45,000 signup Voyager rewards(miles)
- Earn up to 50% cashback on your travel expenditures on NAJM Voyager Platinum credit card.
- Get discounts and privileges with AVIS car hire by using your credit card.