Majid Al Futtaim Finance offers a wide range of comprehensive travel solutions credit cards including NAJM Voyager Gold credit card. The credit card comes with a wide range of amazing travel benefits such as free access to airport lounges, discounts on air tickets, discount on hotels and many more similar benefits. The card comes at a minimal annual fee with flexible payment options to suit the needs of the customers.
Features of the NAJM Voyager Gold Credit Card
Listed below are the unique features of NAJM Voyager Gold credit card.
- Annual Fee: NAJM Voyager Gold credit card comes at an annual fee of AED 199.
- Interest Rates: A monthly interest of 3.25% to 3.59% is charged on the credit card.
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 25% of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% or AED 90, whichever is higher.
- Late payment fee: The customer will be charged AED 275 in case of late payments.
- Balance transfer processing fee: The Balance transfer processing fee charged is 3%^.
- Early payment fee: The early payment fee charged in case of early settlement is AED 100
- Supplementary cards: One can avail 5 supplementary cards for free with their NAJM Voyager Gold credit card
- Over limit fee: The over limit fee charged on the card is AED 275
- The applicant should be a resident of UAE in order to be eligible for NAJM Voyager Gold credit card
- The applicant should be above the age of 21
- The applicant should earn a minimum salary of AED 8,000 to be eligible for the credit card
Benefits of the NAJM Voyager Gold Credit Card
Listed below are the benefits of NAJM Voyager Gold credit card.
- Easy Payment Plan: Make purchases above AED 500 with your NAJM Voyager Gold credit card and enjoy paying back in easy instalments of 3,6,9 or 12 months with the Easy Payment Plan.
- Extended warranty- Enjoy extended warranty on purchased item when you make a purchase with your credit card. The extended warranty can go up to double of the original warranty up to 24 months
- Supplementary cards- Get up to 5 free supplementary cards with your NAJM Voyager Gold credit card.
- Purchase protection: The card comes with purchase protection that offers cover against any loss or damage that occurs within 365 days of the date of purchase.
NAJM Voyager Gold Credit Card Rewards
Listed below are some of the popular NAJM Voyager Gold credit cards. These rewards are very different than the regular benefits offered on the credit card.
- Buy a 2D or 3D movie ticket at VOX Cinemas and get another one absolutely free. Buy a tub of popcorn with your credit card and enjoy another for free of cost.
- Avail cashback on certain travel packages purchased on the Voyager by NAJM portal.