NAJM Visa Silver credit card is one of the many credit cards offered by Majid Al Futtaim Finance. The credit card comes with amazing cashback rewards and an attractive redemption value. One can also avail discounts and exclusive benefits across a wide range of categories including lifestyle, travel and entertainment.
Features of the NAJM Visa Silver Credit Card
NAJM Visa Silver credit card comes with its own set of special features. Listed below are some the main features of the credit card.
- Annual Fee: NAJM Visa Silver credit card comes at an annual fee of AED 200.
- Interest Rates: The monthly interest charged on the credit card is 2.99%
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 25% of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% on the withdrawal amount or AED 90, whichever is higher.
- Late payment fee: The customer will be charged AED 275 in case of late payments as late payment fee.
- Supplementary cards: The customer will be granted 5 free supplementary cards along with the NJAM Silver credit card.
- Balance transfer processing fee: The Balance transfer processing fee of up to 3% is charged.
- Minimum payment- 5% or AED 100, whichever is higher.
- Any UAE resident above 21 years of age can apply for the credit card.
- The applicant should earn a minimum salary of AED 5,000
Benefits of the NAJM Visa Silver Credit Card
Listed below are the benefits of the NAJM Visa Silver credit card.
- Insurance benefits: NAJM Visa Silver credit card offers Lifestyle protection that ensures that your family stays protected in your absence.
- Easy Payment Plan: Enjoy 0% Easy Payment Plan with your NAJM Visa Silver credit card. Make purchases above AED 500 and enjoy paying back in easy instalments of 3, 6, 9 or 12 months.
- Balance transfer plan- The balance transfer plan offers many benefits including transfer up to 80% of your available credit limit to other bank’s credit card without any documentation.
NAJM Visa Silver Credit Card Rewards
Listed below are the rewards offered NAJM Visa Silver credit card.
- Earn 3% cashback at Carrefour and 1% everywhere else on every AED spent with your NAJM Visa Silver credit card.
- Gain access to exclusive checkout counter at Carrefour Hypermarkets by using your NAJM Visa Silver credit card.