NAJM Visa Blue credit card offered by Majid Al Futtaim Finance comes with a wide range of benefits over various categories. The credit card comes with no annual fee and offers excellent cashback rewards and even more attractive redemption value. The credit card also gives you a reason to shop with the amazing shopping benefits and discounts.
Features of the NAJM Visa Blue Credit Card
Listed below are some of the important features of NAJM Visa Blue credit card.
- Annual Fee: NAJM Visa Blue card comes at free of cost. There is no annual fee charged whatsoever on the credit card.
- Interest Rates: The monthly interest charged on the credit card is 2.99%
- Credit Period: A credit period of up to 50 days is offered on the credit card.
- Cash withdrawals: The customer is allowed to make a withdrawal of 25% of the available credit limit on the card.
- Cash Advance fee: The cash advance fee charged on the card is 3% or AED 90, whichever is higher.
- Late payment fee: The customer will be charged AED 275 in case of late payments as late payment fee.
- Supplementary cards: The customer will be granted 5 free supplementary cards along with the NJAM Visa Blue credit card.
- Balance transfer processing fee: The Balance transfer processing fee charged is up to 3%.
- Minimum payment: 5% or AED 100, whichever is higher.
- The applicant should be a resident of UAE and above the age of 21 in order to apply for the credit card.
- The applicant should earn a minimum salary of AED 5,000
Benefits of the NAJM Visa Blue Credit Card
Listed below are the benefits of NAJM Visa Blue credit card.
- Insurance benefits: NAJM credit card offers lifestyle protection for the credit card holders in association with Union Insurance and ensures that your family stays protected and their lifestyle remains the same in case something unfortunate should happen to the primary cardholder.
- Utility bill payment- You can pay your utility bills from anywhere at anytime with your NAJM Visa Blue credit card online.
- Easy Payment Plan: Enjoy 0% Easy Payment Plan with your NAJM Visa Blue credit card. Enjoy paying back in easy instalments of 3,6,9 or 12 months when you make a purchases above AED 500 with your NAJM Visa Blue credit card.
NAJM Visa Blue Credit Card Rewards
NAJM Visa Blue credit card comes with its own set of rewards other than the regular benefits. Listed below are the rewards of NAJM Visa Blue credit card.
- Use your NAJM Visa Blue credit card at Carrefour and avail 2% cashback and 1% cashback when you spend anywhere else.
- Avail a wide range of discounts across various categories such as dining, travel, lifestyle and shopping with your NAJM Visa Blue credit cards.
- Avail the advantage of automatic rewards redemption through Carrefour voucher which is redeemable at all Carrefour stores across UAE