Mashreq Bank Smiles Credit Card is a type of Travel Credit Card offered by Mashreq Bank, UAE. This is a zero complexity credit card, specially designed to simplify your travel needs. Mashreq Bank is one of the leading financial institutions in UAE and offers a wide range of innovative products and services.
Features of Mashreq Smiles Credit Card:
The card comes with a number of attractive features which include:
- It is an annual fee free card. You don’t have to pay any fee annually for using the card.
- No tiers and no spend thresholds are applicable on this card.
- You can earn 1.25 sMiles on every AED spent locally and 3.25 sMiles on every AED spent worldwide.
- The card is equipped with latest technology like Chip & PIN to ensure added safety and security.
- No cap is applicable on sMiles earned by you.
- Offers complimentary ticket for spending a minimum of AED 10,000 within 90 days from receiving the card.
- There is no limit to earn sMiles with this card. You earn more sMiles as you spend more. sMiles refers to the miles that you earn on your credit card for every purchase you make.
- sMiles earned by you will be credited to your account within 48 hours of the purchase done with your card.
- You will not earn any reward points or cashback with this credit card.
- Balance transfer option is available.
- The card provides easy cash.
- Offers flexible and easy repayment options. You can buy now and pay later with this card. Also, you can repay in installments within 36 months from the date of purchase by paying moderate interest rates.
- Offers 0% easy payment plan for select merchant brands.
- Get SMS alerts for the transactions made through your credit card.
- Access your credit card account 24/7 with Mashreq Online Banking.
Benefits of Mashreq Smiles Credit Card :
You can enjoy the following benefits with Mashreq Smiles Credit Card:
- The card can be used for a variety purposes such as shopping, dining, travelling and a lot more activities.
- Get easy redemption on air ticket, hotel bookings, holiday excursion, and sport packages. You can redeem your sMiles for airline tickets at almost 300 airlines, hotel bookings at over 200,000 hotels, and for other travel related needs like car rentals etc.
- Offers unlimited complimentary access to Marhaba lounge at Dubai International Airport.
- Experience the priceless joy of staying in Arabian cities with this credit card.
- Get exclusive discounts of up to 50% at over 1,800 restaurants in the UAE, and 1,300 restaurants in Qatar, India and Oman.
- Experience complete peace of mind with complimentary multi-trip travel insurance.
- Get fraud protection benefits with this card.
Mashreq Smiles Credit Card rewards :
Mashreq Smiles Credit Card offered by Mashreq bank does not provide reward points and cashback benefits.
With this credit card, you can travel to parts of the world with comfort and luxury. The card enables you to fly easy and offers great value to your spending.