If you love travel, or you have to travel a lot for your business, the Mashreq Air Arabia credit card is definitely for you. It combines the world-class short-term credit facilities of Mashreq Bank with unparalleled benefits and enabled savings. The card is available in two variants – Air Arabia Classic and Air Arabia Platinum. The cards are integrated with the latest Chip & PIN technology to enable faster, smoother and more secure transactions.
Features of the Mashreq Bank Air Arabia Classic / Platinum Credit Cards
- Annual fee of AED 100 for Classic cards / AED 350 for Platinum cards.
- No maintenance fee.
- Retail interest rate of 3.25% per month.
- Cash advance interest rate of 3.09% per month.
- Processing fee for 0% Easy Payment Plans is 1% for 3 & 6 months and 2% for 9 & 12 months.
- Easy cash enables you to take a loan up to a maximum of 75% of your credit limit.
- Credit shield charged at 0.89% of the outstanding amount.
- Pay Protectcharged at 0.89% of the outstanding amount.
- Accident Care insurance cover of:
- AED 600,000 for a fee of AED 45 per month.
- AED 300,000 for a fee of AED 30 per month.
Benefits of the Mashreq Bank Air Arabia Classic / Platinum Credit Cards
- 40% discount on premium check-in at Sharjah International Airport, helping you get past the queue faster.
- Complimentary multi-trip travel insurance, purchase protection and wallet protection.
- One complimentary meal voucher worth AED 50, every year.
- Two complimentary excess baggage vouchers for 10kg each, every year.
- Up to 6 supplementary Mashreq Air Arabia credit cards for you to gift your family.
- Up to 25% discount on dining at over 650 restaurants in the UAE and also stand a chance to win a complimentary meal every month.
- Exclusive discounts and benefits on shopping, lifestyle services, dining, etc.
- Credit Shield ensures that any outstanding amount in your account will be waived off in case of death, permanent total disability or loss of employment.
- Balance transfer facility to enable savings through transferring outstanding balances from other accounts to your Mashreq Air Arabia credit card, at attractive rates of interest.
- Online banking facilities give you the freedom to conduct banking operations over the internet, without having to physically be present at the bank.
Mashreq Bank Air Arabia Classic / Platinum Credit Cards rewards program – Air Arabia Dirhams
- Earn Air Arabia Dirhams on every retail purchase with the card – no tiers or slabs apply.
- Each Air Arabia Dirham has a value of AED 1.
- Classic cards earn 0.75% of every AED 1 spent, and Platinum cards earn 1.50% of every AED 1 spent. E.g. a Platinum cardholder will earn AED 75 (in Air Arabia Dirhams) for every AED 5,000 of retail spending, and a Classic cardholder will earn AED 37.5 for every AED 5,000 of retail spending.
- Fly for free at any time by redeeming your Air Arabia Dirhams against air tickets to any of the 80+ destinations available, with no date restrictions.
Whether you’re travelling for business or pleasure, Mashreq Bank’s Air Arabia credit cards will be the perfect companion – earning you rewards and possibly even a flight ticket to a more exotic location. Spend. Earn. Fly.