HSBC Platinum Select Credit Card offers a host of attractive features to cardholders including hundreds of entertainment and fine dining offers sans annual fees. Recognized worldwide, the card offers several benefits including an in-built state-of-the-art microchip technology to ensure greater security and faster facilitation of transactions. To acquire an HSBC Platinum Select Credit Card, one must have a minimum salary of AED 5,000 per month and aged anywhere between 21 and 65 years.
Features of HSBC Platinum Select Credit Card
- Annual Fee: You can avail of the HSBC Platinum Select Credit Card with no annual fee.
- Interest Rate: Customers can benefit from a monthly interest rate of only 2.99% on purchases
- Cash Advance: Customers can get up to 50% of available credit limit as cash advance
- Balance Transfer: For the first 6 months, customers can enjoy 0% interest on the balance transferred from any bank to a HSBC Platinum Select Credit Card account.
- Flexi Installment Plan (FIP): Customers can make retail purchases and pay in easy monthly installments at 0% interest
- Monthly Payment: Customers pay a minimum of 5% of the monthly outstanding balance or AED 100, whichever is higher
- Purchase Protection: Offers protection against theft or accidental damage within 90 days from the date of purchase for up to USD 20,000 in a year.
- Credit Shield Plus: Costs 0.60% of the monthly outstanding balance of cardholders. Customers can waiver the outstanding balance on their credit card in the event of death, permanent total disability or critical illness and 15% of monthly outstanding balance for up to 6 months in the event of loss of employment or temporary total disability (self-employed).
Benefits of HSBC Platinum Select Credit Card
- HSBC Entertainer mobile app is free and also gives instant access to over 8,000 ’Buy 1 Get 1 Free’ offers (VOX Cinemas) across 15 countries, namely, Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Lebanon, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates. The app provides several attractive offers covering different domains such as dining, entertainment, wellness and hotel accommodation among others. It also helps customers locate offers in specific areas such as malls and eateries.
- Customers can avail of exclusive offers on shopping and entertainment at 19,000 outlets across 160 countries in the world.
Rewards offered by HSBC Platinum Select Credit Card
- Air Miles Rewards Programme: Customers can earn 1 Air Mile for every AED 4 spent on HSBC Platinum Select Credit Card on retail purchases. Air Miles collected will be listed out on the card statement and transferred to the Air Miles account on a month basis. Customers can double the Air Miles across 1,500 outlets in the UAE, by showing the Air Miles Card when they shop.
The HSBC Platinum Select Credit Cards, therefore, provide a wide range of lucrative offers for the benefit of cardholders including unlimited number of supplementary credit cards with the same credit limit for free. What’s more, supplementary cardholders enjoy the same benefits as primary cardholders. The card is truly world class owing to its rewards and benefits which can be availed by customers across several countries.