The Emirates NBD Skywards Signature Credit Card offer by Emirates NBD is a card that offers cardholders some amazing features and privileges. Even though there is a lot that this card offers, the main feature of the card are the Skywards miles which convert the money you spend using the card, into Skywards miles which can be used to pay for your next vacation. It also offers other benefits like access to lounges at airports, exclusive privileges at golf and health clubs, purchase protection and much much more.
Features of the Emirates NBD Skywards Signature Credit Card
- Annual Fee: The annual fee for this card is AED 700 for the primary card and supplementary cards are issued for free without any annual fees.
- Interest Rates: Using this card for retail purchases or cash advances attracts an interest of 3.09% per month.
- Credit Period: If you pay your credit card dues in full then you are entitled to an interest free period of 55 days.
- Cash Advance: You can even withdraw up to 50% of the credit limit in case you are in need of cash in a hurry.
- Cash withdrawals: When you withdraw cash using the credit card, you will be charged a fee of 3% or the amount withdrawn or AED 99, whichever is higher.
- International transactions: While the card can be used for international transactions, such transactions will attract a fee of 1.84% in addition to the regular processing fee charged.
Benefits of the Emirates NBD Skywards Signature Credit Card
The benefits offered by this card range from credit shields to instalment plans that can make paying back a breeze.
- Instalment Plan: Big purchases made using this card can be turned into easy to pay instalments that can last for 3 months to 36 months. If you go in for an instalment plan you will be required to pay a processing fee of AED 250.
- Credit Shield: The credit shield that comes with this card is activated the moment the card is issued and is free for the first two months. Thereafter you are charged 0.89% of the outstanding balance to keep the shield active.
- Special Offers: The special offers associated with this card are complimentary valet parking at select malls and attractive ‘buy one get one free’ offers at various golf and health clubs. It also offers 5% to 10% discounts when the card is used to book holiday packages.
- This card can be used to pay utility bills for electricity and water services.
- It also provides flexible options on paying back the outstanding balance where you can pay as little as 5% of the due amount or AED 100 depending on which is higher.
- The card can also be used in over 800,000 ATMs around the world.
- Purchases made using this card will be protected against loss or damage for the first 90 days by an amount of USD 20,000 every year.
Emirates NBD Skywards Signature Credit Card Rewards
Not only does this card offer rewards like Skywards miles, it also provides other privileges like:
- Every time you spend using this card, you earn Skywards miles which can be used to book flights or upgrade to a higher class.
- Every USD spent on this card will earn 0.75 miles if they are spent within the UAE.
- International spending will earn you 1 mile for every USD spent.
- If the spending is done on the Emirates UAE website then you earn 1.5 miles for every USD spent.
- The signature card can earn miles on expenditure up to AED 50,000 every statement cycle.
- When you travel for periods up to 90 days, you are covered by both travel and medical insurance.
- If you are traveling are find yourself in need of money in an emergency then you will be provided up to USD 5,000.
- You will also have access to emergency card replacement services if you lose the card while traveling.
All the features and benefits offered by the Skywards Signature Credit Card are meant to ensure that your experience of using the card and living with the purchases made is as pleasant as humanly possible.