Every businessperson needs to prepare for every contingency. A credit card is the ultimate tool for personal financial management and credit extension from banks. The Emirates NBD Business Credit Card is designed specifically with you, the entrepreneurial decision-maker, to reap the benefits of short-term credit and the additional perks that come with the card.
Features of NBD Business Credit Cards
- Annual fee of AED 550.
- Finance charges per month of 2.19% on retail purchases and cash advances.
- Instant Cash Advance of 50% of credit limit at over 810,000 ATMs worldwide or over the counter at any bank branch that displays the VISA symbol.
- Payments are due within 25 days of the statement date.
- Minimum payment due is 5% or AED 100, whichever is higher.
- 55 interest free days, provided the balance is being paid in full before the due date.
- Flexible payment options of 5%, 10%, 25%, 50% or 100% of your total outstanding balance every month.
- Convenience of purchasing and payments with the Emirates NBD Instalment Plan, which has 3, 6, 12, 24 and 36-month repayment options at a low rate of interest.
- Credit shield, which covers loss of life, permanent total disability and critical illnesses.
- Free travel insurance.
- Use your card to conveniently pay your Etisalat, DEWA, and Empost bills through the online payment facility.
- Assign Supplementary cards at no extra cost to each of your employees with the flexibility to set credit limits on each card.
- Use the BankNet or CardNet system to have complete control of your card account from anywhere in the world.
Benefits of Emirates NBD Business Credit Cards
- Complimentary airport lounge access at over 500 premium lounges in over 300 cities, worldwide. This is irrespective of your airline or travel class.
- Golf privileges – Complimentary Golf at Towerlinks, Ras Al Khaimah. Exclusive benefits at The Els Club, Dubai
- Free 24/7 auto-assist. Complimentary roadside assistance with this card including recover service, towing, fuel delivery and battery boost up to 3 times a year.
- 24-hour customer service and assistance.
- Over 100 branches and 650 ATMs in a strong banking network.
- Worldwide acceptance.
- Health club privileges at Lifeline Health Club, Abu Dhabi.
- Discounts on air tickets and holiday packages.
Emirates NBD Business Credit Cards rewards program – "Business Reward Miles"
The rewards program is active from the moment you start using your Emirates NBD Business Credit Card. This rewards program has been designed to reward the cardholder for flying Emirates, and spending using the card. Cardholders and supplementary cardholders earn 1 business reward mile for every $1 spent, which accrue in your Business Rewards Account. Using this card to book and pay for Emirates flights through the Business Rewards online portal will earn double the regular Business Reward Miles.
The Business Credit Card from Emirates NBD is a highly useful tool and incredibly versatile financial companion for the on-the-go business person of today. Businesses incur unexpected expenses and a credit card could be just the line of credit that’s needed to avoid a sticky situation. The rewards programs and plethora of benefits make this card a must-have for the modern entrepreneur.