Emirates Islamic Bank Union Coop Tamayaz Card is an Islamic Visa credit card that offers an exciting rewards program with low income requirement to enroll. The card includes a host of benefits from Union Coop apart from features which reward cardholders for all spends made through the card including groceries, travel and entertainment.
Customers can also redeem choice points for vouchers at retail stores, entertainment, leisure and several other outlets and benefit from Mazaya offers. The minimum salary required for this card is AED 5000 for approved employers or AED 7500 otherwise.
Features of Emirates Islamic Bank Union Coop Tamayaz Card
- Secure payment mode through Visa PayWave, which adds wireless technologies to the chip security built-in with the card for faster and more reliable transactions.
- Monthly profit rate of 2.99%.
- 5% minimum repayment of all outstanding charges and fees.
- Credit shield of 0.75% of overall value.
- Free membership for the first year. Free from second year if spending AED 5,000 in a year from the card, else AED 200 annual fees.
- Up to 4 supplementary cards can be issued.
- Cash withdrawal and flexible bill payment avenues such as cheque payment, cash payment, online transfer and others.
Benefits of Emirates Islamic Bank Union Coop Tamayaz Card
- There is cashback facility up to 3.67% of your spends at Union Coop in the form of Choice Points or Tamayaz points.
- Free card replacement.
- Easy Payment Plan at 0% interest on partner outlets.
- 30% discount on dining across the UAE.
- Exclusive travel offers and discounts.
Tamayaz loyalty program
Customers are automatically enrolled into the Tamayaz loyalty program from Union Coop, which offers instant discounts and other exclusive offers. The credit card will also act as your personal Tamayaz card, and comes with your personal Tamayaz membership number and barcode. Apart from Tamayaz points, customers can also earn Choice points, which can be redeemed at various locations.
- Earn 1 Tamayaz point on every Dirham spent at Union Coop outlets.
- Earn 2.5 Choice points on every Dirham spent at Union Coop outlets, and 1.5 Choice points on every Dirham spent in any other location.
- Cardholders get enrolled into Tamayaz Program which is Union Coop’s loyalty program, and they can redeem the points for items available at Union Coop.
- Points can be redeemed for voucher values of AED 100 in various places such as Baby Shop, Joy Allukas, Etihad Guest Miles, VLCC, Home Center, Damas, Sharaf, Flydubai, Magic Planet, and many more.
The EIB Union Coop Tamayaz credit card will reward you on all your spends, while offering exclusive offers and discounts in categories such as shopping, travel, lifestyle, dining, security and many more.