The Dubai Islamic Bank Johara Platinum Credit Card is a card that is completely compliant with the Sharia rules of Islamic banking. It offers cardholders facilities like protection of purchases against damage or theft for a period of 60 days from purchase. It also come with free travel insurance that can be activated simply by using this card to purchase tickets. It also offers access to a dedicated travel desk that helps with planning journeys. The card is also a participant of the Wala’a Dirhams rewards program where 2% of the purchase amount is given back as reward points to cardholders. The annual fee for this card is AED 250 with a monthly subscription fee of AED 600.