The Business Gold Premium Credit Card offered by Dubai Islamic Bank is a card designed to suit the business needs of the modern entrepreneur. The card comes equipped with unique and specialised solutions which can meet all business requirements an individual might gave. The card blends innovation and creativity and aims to live up to the business visions and goals of the cardholder. The card conforms to Islamic Sharia Law and is free from ‘Riba’/interest and any other un-Islamic charge.
Features of DIB Business Gold Premium Credit Card
- Fee – The DIB Business Gold Premium credit card comes at an annual fee of AED 200 for the primary card and AED 75 for the supplementary card.
- Law – The card conforms fully to Islamic Sharia.
- Supplementary Cards – Cardholders can request for supplementary cards for their employees. This ensures that all the business expenditure can be put on a single card offering better control and easy tracking of expenses.
- Consolidated Statement – Cardholders are provided with a consolidated statement of accounts which reduces paperwork and saves accounting time and speed.
- High Cash AdvanceLimit – Cardholders can avail cash up to 80% of their credit limit.
- Purchase Protection – All goods purchased with the DIB Business Gold Premium Credit Card are automatically protected against theft and damage for a period of 60 days from date of purchase.
- Travel Desk – Cardholders are entitled to personalised services of the Al Islami Travel Desk which takes care of all their travel needs.
- Personal Accident and Travel Insurance – Cardholders are entitled to free Travel insurance when they purchase tickets with their Business Gold Premium credit card. The insurance covers loss of baggage, medical expenses, personal accidents, loss of cash and delayed departures.
Benefits of DIB Business Gold Premium Credit Card
- Convenient Billing Cycle – The Business Gold Premium credit card is billed on the 15th of every month and the payment is due only on the 9th of the next month. This ensures that card payments are not due at the end of the month when most businesses face cash crunch.
- Free Roadside Assistance – Cardholders are automatically enrolled in a 24x7 roadside assistance program which entitles them to free services like towing, flat tyre fixing, battery boost, fuel assistance, vehicle registration and servicing, off-road pull out and lock out service. They are also provided with a replacement car in case of an accident.
- Lounge Services – Cardholders have the option of availing free Lounge services at the Marhaba Lounge at Dubai International airport or opt for a Meet and Greet service.
- Travel Services – Cardholders get free delivery of tickets and free chauffeur drop off to the airport when they purchase tickets through the travel desk.
- Additional Access to Funds – Cardholders can get additional access to funds for business purposes at no interest or ‘riba’.
DIB Business Gold Premium Credit Card Rewards
- Wala’a Dirhams – Cardholders earn Wala’a Dirhams every time they use the Business Gold Premium credit card for purchases. Cardholders earn 10 Wala’a Dirhams for every AED 1,000 spent on retail.
- The Wala’a Dirhams can be redeemed against all utility payments.
- Cardholders get exclusive offers and gift vouchers for travel, groceries, electronics, and home furnishings.
The DIB Business Gold Premium Credit Card is the perfect business partner one can have. It simplifies banking and offers cardholders the perfect platform to utilize their money. It meets all the business needs one may have and offers a plethora of features and benefits to choose from. It has been designed to be a business-friendly aide and it truly delivers. The quality and customised service make it a perfect for those who wish to expand their business.