The Visa Infinite Card offered by the Abu Dhabi Islamic Bank is a card that comes packed with features, benefits and rewards. It offers you access to cash back offers, emergency roadside assistance, valet parking and even access to exclusive lounges at various airports. In terms of security the card offers pin and chip technologies meant to ensure that your card cannot be misused.
Features of the ADIB Visa Infinite Card
- Annual Fee: The annual fee charged for this card is AED 750. You can take 4 supplementary cards for free and from the 5th one onwards you will be charged an annual fee of AED 250 per card.
- Interest Rates: The profit rate charged on this card is 2.99% per month.
- Credit Period: The card offers a grace period of 55 days to make payments towards this card.
- Cash Advance: This is one of the few cards that allows you to withdraw 100% of your credit limit in cash.
- Cash withdrawals: The fee charged for the cash advance service is the highest of 3% of the amount withdrawn and AED 75.
- International transactions: The card can be used to conduct transactions in foreign currencies at a charge of 3%.
- In case you expect to incur a major expenditure, you can have the limit on your card increased temporarily by paying a fee of AED 50.
Benefits of the ADIB Visa Infinite Card
This credit card has a lot to offer when it comes to proving you with benefits that make using this card an absolute pleasure.
- Insurance Benefits: The card offers a multi-trip travel insurance that will ensure that you are covered for accidents, accidental death, emergency medical treatment, evacuations, loss or delay of baggage, etc. It also offers the chance for you to opt for Takaful Protection for the price of 0.89 fils per 100 of the utilized cover amount. This cover is completely optional.
- Special Offers: This card comes loaded with special offers like:
- When you use this card to pay for your dining expenses, you can expect to avail the benefits of a 10% cash back offer.
- For the keen golfer, this card allows free access to select golf clubs too.
- You can also expect discounts of 5% to 20% when you book hotels or flights using this card.
- When you use this card to shop in the USA, you can expect a 20% discount on the shipping fares.
- If you happen to travel, you will have LoungeKey access at more than 500 airports around the world.
- The card also offers 24/7 roadside assistance that can come to your aid if your car suffers a breakdown.
ADIB Visa Infinite Card Rewards
The rewards program offered by this card lets to earn 2.5% reward points for every AED you spend on the card. These points will be earned whenever you use your card for purchases but not if you use it for balance transfers or cash withdrawals. Once you have collected enough points, you can redeem them for attractive offers at select stores.
The Visa Infinite Card offers you access to a world of rewards and privileges that are hard to beat. Its benefits ensure that even when you travel, you still have access to all the features that this card has to offer making it a good choice for those who travel often.