The Etisalat Gold Card offered by the Abu Dhabi Islamic Bank is a credit card that is offers cardholders a wide variety of facilities that range from participation in the banks monthly raffle schemes to attractive reward programs that allow users to exchange reward points earned on card for services like up to 50 hours of free calls or free internet and more. The card also has other features that are listed below. It also gives cardholders access to special promotions and offers like discounts on flight and hotel bookings, free talk time within the UAE and much more.
Features of the Etisalat Gold Card
- Annual Fee: The annual fee for the card is AED 299.The card allows for up to 4 supplementary cards to be taken for free. The 5th card gets charged an annual fee of AED 299.
- Interest Rates: The monthly interest charged on this card is 2.83%.
- Credit Period: The card comes with an interest free period of 55 days.
- Cash Advance: Cardholders can withdraw up to 100% of their credit limit in cash.
- International transactions attract a charge of 1.5%.
- For transactions conducted in any currency other than AED a charge of 3% is levied.
Cash withdrawn through ATM’s comes at a charge of 3% subject to a minimum charge of AED 75.
Benefits of the Abu Dhabi Islamic Bank Gold Card
Apart from the attractive interest rates and fee charged on the card, it also offers cardholders certain benefits that are meant to make the use of the card more convenient and easy.
- Credit Limits: The limit of the card can be temporarily increase for a charge of AED 50.
- Takaful: The card also offers optional monthly Takaful protection which is charged at 50 Fils for every AED 100 of the utilised cover amount.
- Special Offers: The card is also currently offering a 5% off on flight bookings and 20% off on hotel bookings if said bookings are done via partner websites.
ADIB Gold Card Reward Points
The card also comes with a bonus of 20,000 Etisalat Reward points which equates to 10 free hours of talk time for call made within the UAE.
- Every AED spent on this card earns 1 Etisalat Reward point.
- All cardholders get entry into the monthly raffle which can pay out as much as 5 million reward points.
All the features and benefits offered by the Abu Dhabi Islamic Bank Gold Cards are meant to ensure that customers who opt for this card also get a sizable number of benefits that make using the card more profitable for them.