The Abu Dhabi Islamic Bank Etisalat Classic Card is a credit card that offers customers the opportunity to take a credit card that does more than just offer them the traditional services of credit cards. The card even comes with the Etisalat rewards program which allows customers to earn points which can be used to make calls within the UAE and even to select locations outside the country.
The ADIB Etisalat Classic Card is not just about providing a credit card that can help when the need is great but also help after. That is why this card offers features like no annual fee and free supplementary cards. It even offers interest free periods and cash advance limits that can be higher than many other banks.
Features of Abu Dhabi Islamic Bank Etisalat Classic Card
The features of this card include facilities like annual fee, interests with and without salary transfers, etc. The features are explained in more details below.
- Eligibility: The card is available to all residents of the UAE. It can be taken by expatriates also, provided they have a valid residence visa issued to them.
- Annual Fee: The card is free for life. Even supplementary cards taken come with no annual fee.
- Interest Charged: If customers opt for the salary transfer options then the interest charged is 2.83% per month. The interest without salary transfers is 2.99% per month.
- Cash Withdrawal: For cash withdrawn from ATMs a processing fee of 3% or AED 75, whichever is higher, is charged.
- Payments: The minimum payments that can be made towards this card are 5% or AED 100 whichever is higher.
- Transactions: If the card is used to conduct transaction in currencies other than AED a fee of 3% is charged. For international transactions, a fee of 1.5%.
Benefits of Abu Dhabi Islamic Bank Etisalat Classic Card
Apart from the nominal charges that are applied to this card, it also offers card holders certain benefits that not only provided insurance cover but also make it easier for cardholders to transact. Some of these benefits are:
ADIB Etisalat Classic Card Rewards Program
Being an Etisalat credit card, the Classic Card is a participant of the Etisalat Reward Points program. The points earned on the card can be redeemed for calls made within the UAE and even outside the UAE, to select countries.
The Abu Dhabi Islamic Bank Etisalat Classic Card makes sure that its customers enjoy reasonable charges when using the card and get a lot in return once they have used the card. These returns come in the form of reward points, access to special discounts, interest free periods, attractive cash withdrawal schemes and more.