The Abu Dhabi Islamic Bank (ADIB) offers credit cards in collaboration with Etihad Airways, one of the best-known brands operating out of the United Arab Emirates (UAE). The Etihad-sponsored cards are available in three varieties – Platinum, Gold, and Classic.
The ADIB Etihad Guest Gold Card is a great way for frequent travelers to earn reward points from their travel expenditure, which can then be used to purchase tickets on Etihad Airways.
Features of ADIB Etihad Guest Gold Card
ADIB Etihad Guest Gold Card comes packed with features that will allow you to get more out of what you spend. Major features of this card are:
- Free ticket to one companion on spending AED 150,000 through the card in a year.
- Fast track to silver tier of Etihad on booking 4 return flights in a year after card issuance.
- Free access to airport lounges.
- Gold level roadside assistance.
- Preferred rates on airline tickets and free home delivery of tickets through ADIB Travel Desk.
- 4 free supplementary cards.
- 100% cash withdrawal limit.
Reward points are given out as Etihad guest miles, which can be redeemed in a variety of places as listed below.
- 35,000 Etihad guest miles given out as welcome bonus.
- 2 reward points on every AED 4 spent through the card.
- Annual fees can be paid by redeeming 30,255 Etihad guest miles.
- Guest miles can also be redeemed for travel bookings, gifts, electronic items, home furnishing etc.
There are very basic documentary requirements of ADIB bank for credit card applications, including:
- 3 months bank statement.
- Salary slip not more than 30 days old.
- Original passport.
- Valid residence visa for expats.
The Etihad Guest Gold Cards carry service charges that have to be paid duly on time. Major fees for using the credit card include:
- AED 1,000 annual card fee.
- Monthly profit rate of 2.83% (salary transfer accounts) and 2.99% (non-salary transfer).
- 3-75% ATM cash withdrawal fee.
- 5% minimum repayment.
- Lost or damaged card replacement at AED 100.
Overall, ADIB Etihad Guest Gold Card is a comprehensive card that provides a range of benefits and can potentially help you save lots of money in avenues such as airline booking and online purchases.