The Platinum Credit Card offered by the Abu Dhabi Commercial Bank is a card that is designed for the people who are used to a particular lifestyle. It comes loaded with rewards and privileges extended to the customers just because they hold these cards.
Features of the Platinum Credit Card
- The card comes with an annual fee of AED 500.
- Retail purchases and cash advance will attract a monthly interest rate of 3.09%.
- If the card is lost, it can be replaced for a fee of AED 95.
- The transaction fee for non AED transactions is 2.89%.
- Cash advance on the card can be taken up to 60% of the credit limit.
- The credit limit of the card can be increased temporarily for a fee of AED 50.
- The card comes with the TouchPoint rewards program therefore, every AED spend on this card earns the card holder 1 reward point.
- Weekend expenses like movies, dinners, etc. at specified locations are eligible for 50% cashback.
- Card holders also get access to golf at prestigious golf clubs for free.
- The card offers an insurance against unfortunate events like disability or critical illnesses.
- The card also offers an optional life insurance for 50 Fils per day which will cover natural and accidental deaths.
- The card can be used to pay utility bills, school fees and even college fees.
- Big purchases made using the card can be paid back in instalments at 0% interest.
- The card also offers unlimited access to the premium lounges at airports.