ADCB Lulu Platinum Credit Card is ideal for those who shop a lot at Lulu. You can earn LuluPoints that can be redeemed at the Lulu Supermarkets across UAE. You can also avail up to 5% discount on air tickets purchased through a certain traveller.
Features of the ADCB Lulu Platinum Credit Card are:
- Annual Fee: Free for life.
- Interest rate is at 3.09% p.a.
- Foreign exchange fee is 2.89% on the overseas transactions.
- You must have a minimum salary of AED15,000 per month to be eligible to avail this card.
- On every purchase made on the card, you earn LuluPoints.
- Cardholder can convert each purchase to easy instalments ranging from 6 months to 24 months.
- The credit card bills can be paid at ATMs and branches across UAE, ENOC/EPPCO, Al Ansari Exchange and UAE Exchange or at the Lulu Exchange branches.
- Cardholder can pay the utility bills online at any time of the day.
- Buying online is safer as the card has the 3D Secure feature that adds an extra layer of verification.
Enjoy the following benefits with the ADCB Lulu Platinum Credit Card:
- The cardholder can enjoy cash loan against the available credit limit for a low rate of interest and the loan can be repaid in easy monthly instalments.
- Cardholder gets 5% discount on their travel spends.
- On the outstanding balance, you get protection in case of unforeseen circumstances like death, permanent partial and permanent disability.
- The cardholder can avail an affordable life insurance plan that which will cover natural or accidental death, disability and in-patient medical expenses for himself and his family.
- At the sole discretion of ADCB, you will get TouchPoints/ Etihad Guest Above Miles/ LuluPoints.
- You can enjoy the benefits of complimentary global lounge access.
- You also get privileged access to airport lounges at: Cairo, Dammam, Jeddah, Riyadh, Dubai and Kuwait. The lounge access is restricted to the cardholders only.
Rewards of ADCB Lulu Platinum Credit Card :
With the ADCB Lulu Platinum Credit Card, you earn Lulu points on every purchase you make, which can be spent at any Lulu outlet across UAE. On every AED spent on your ADCB Lulu Platinum Credit Card, you get rewarded 5 LuluPoints and spending AED1 at other stores you will be rewarded 1.25 LuluPoint. The monthly spending goal must be AED5,000. If you spend less than the goal stated, you will earn only 1.25 LuluPoint. The LuluPoints can be redeemed only after the cardholder has accrued 5,000 points. There is no membership fee charged to enrol in the LuluPoints programme. Both primary and secondary cardholders can redeem the LuluPoints. The points will expire in three years from the month the points were earned. The points cannot be redeemed for Cashback and are not transferrable.
With the ADCB Lulu Platinum Credit Card, you stand to earn 5 LuluPoints on every AED1 spent on the card. The LuluPoints can be redeemed at any of the Lulu Supermarkets across UAE.