ADCB Lulu Gold Credit Card is ideal for those who wish to earn value-packed features and benefits while earning rewards on the card. Every purchase one makes using the ADCB Lulu Gold Credit Card, he earns LuluPoints that can be redeemed for vouchers and spent at any Lulu outlet across UAE.
Features of the ADCB Lulu Gold Credit Card are:
- Annual Fee: Free for life.
- Interest rate is at 3.09% p.a.
- Foreign exchange fee is 2.89% on the overseas transactions.
- You need to have a minimum salary of AED8,000 per month to be eligible to avail this card.
- If you apply for this card online, you receive AED2,000 as a special offer.
- On every purchase made on the card, you earn LuluPoints.
- Cardholder can convert each purchase to easy instalments ranging from 6 months to 24 months.
- The credit card bills can be paid at ATMs and branches across UAE, ENOC/EPPCO, Al Ansari Exchange and UAE Exchange or at the Lulu Exchange branches.
- Cardholder can pay the utility bills online at any time of the day.
- Buying online is safer with the 3D Secure feature that adds an extra layer of verification.
Enjoy the following benefits with the ADCB Lulu Gold Credit Card:
- The cardholder can enjoy cash loan against the available credit limit for a low rate of interest and the loan can be repaid in easy monthly instalments.
- Cardholder gets 5% discount on their travel spends.
- On the outstanding balance, you get protection in case of unforeseen circumstances like death, permanent partial and permanent disability.
- The cardholder can avail an affordable life insurance plan that which will cover natural or accidental death, disability and in-patient medical expenses for himself and his family.
Rewards of ADCB Lulu Gold Credit Card:
With the ADCB Lulu Gold Credit Card, you earn Lulu points on every purchase you make. The Lulu points can be redeemed for vouchers which can be spent at any Lulu outlet across UAE. The ABCD Lulu Credit Card earns you free shopping at Lulu. On every AED spent at Lulu, you get rewarded 3.5 LuluPoints and spending at other stores you will be rewarded 1 LuluPoint. The monthly spending goal must be AED3,500. If you spend less than the goal stated, you will earn only 1 LuluPoint. You can enjoy the exclusive offers at Lulu with the ADCB Lulu Gold Credit Card. The LuluPoints can be redeemed only after the cardholder has accrued 5,000 points. There is no membership fee charged to enrol in the LuluPoints programme. Both primary and secondary cardholders can redeem the LuluPoints. The points will expire in three years from the month the points were earned. The points cannot be redeemed for Cashback and are not transferrable.
If you are a regular shopper at Lulu, this card is the ideal card for you as you get special privileges and earn rewards. You will be rewarded 3.5 LuluPoints for every AED1 purchase made using the card. By applying for the card online, the cardholder gets AED2,000. The card is ideal for making online purchases as it has another layer of security with the 3D Secure feature enabled into it.