ADCB Islamic Classic Credit Card is free from un-Islamic charges and is approved by the Fatwa & Shari’ah Supervisory Board. You can earn Touch points for every AED spent on the card. You get travel insurance, purchase protection and credit shield. Avail discounts on travel from the exclusive traveller.
Features of the ADCB Islamic Classic Credit Card are:
- Annual Fee: Free for life.
- Interest rate is at 3.09% p.a.
- Foreign exchange fee is 2.89% on the overseas transactions.
- You must have a minimum salary of AED5,000 per month to be eligible to avail this card.
- On every purchase made on the card, you earn TouchPoints.
- Cardholder can convert each purchase to easy instalments at 0% from selected merchants.
- You can avail the balance transfer facility.
- You can get interest-free cash against the available credit limit with a Pay order.
- The credit card bills can be paid at ATMs and branches across UAE, ENOC/EPPCO, Al Ansari Exchange and UAE Exchange Centre Branches.
- Cardholders can pay the utility bills online at any time of the day.
- Buying online is safer as the card has a 3D Secure feature that adds an extra layer of verification.
- Cashback facility is provided while redeeming your TouchPoints.
- When you spend a minimum of AED1,000, you get 50% cash back on tickets purchased or at select entertainment venues during the weekend, Thursday to Saturday.
Benefits of ADCB Islamic Classic Credit Card:
As an ADCB Islamic Bank Credit cardholder, you:
- Get weekend movie cashback or entertainment cashback.
- Islamic Credit Card Shield (Takaful) offers protection in case of death, disability or critical illness. A nominal fee is charged which in turn insures the cardholder against risk of death for up to AED100,000.
- On every purchase made using this card, the cardholder gets protection on the goods against theft and accidental damage for up to 90 days from the date of purchase.
Rewards of ADCB Islamic Classic Credit Card:
The cardholder gets 0.5 TouchPoints for every AED1 spent on the ADCB Islamic Classic Credit Card. The reward points are awarded on Retail purchases. The points can be redeemed for shopping, lifestyle, jewellery, electronics, leisure and entertainment, travel, dining and to make utility bill payments. The points can be redeemed for vouchers at the merchant outlet of your choice. There is no membership fee charged to avail the TouchPoints program. The TouchPoints are valid for a period of 3 years from the last day of the month on which you earned the points. The TouchPoints cannot be transferred. The points can be instantly redeemed at merchant outlets by providing your ADCB Islamic Classic Credit Card.
The ADCB Islamic Classic Credit Card is free from interest and is Shari’ah compliant. The card offers you credit shield, travel insurance and purchase protection. You earn TouchPoints for every AED spend on the card which are redeemable at various retail stores.