Most people tend to ignore or not realise just how much their credit cards can offer them. These offers are not related only to the credit limits, interest free periods or the interest on the card but to the miscellaneous discounts that can be made available to the cardholders. These special offers on the credit cards cover areas like entertainment, travel, holidays, dining, shopping and even jewellery. How they work is that the banks have a tie-up with the participating stores and establishment that allow cardholders of a particular bank to avail extra discounts and special deals when the card is used for making the payments.
Credit card special offers
While there are a lot of discounts made available to customers with credit cards, there is one condition that is generally common to all. The condition is that the discount or offer applied only when payments are made using the credit card. These are some of the types of offers that can be made available with credit cards:
- Shopping: Special offers on shopping bring special discounts to cardholders. These discounts can be on clothes, electronics or even household goods and can be applied in addition to any other discount already on offers already being given by the store.
- Health and wellness: Health and wellness offers generally include discounts on visits made to dentists, clinics or even spas and gyms. These offers can either be related to discounts on the treatment or on the membership fee at gyms.
- Travel: Travel offers on credit cards offer a lot to the cardholder apart from the free travel insurance that some offer. Travel offers generally include offers that relate to discounts on hotel bookings and flight tickets. These offers can also extend to discounts on entire holiday packages.
- Entertainment: Discounts on entertainment generally relate to movie tickets. Sometimes there is a discount offered on movie tickets while at other times the offer may be of free tickets every month. Another entertainment discount that can be made available is on the entry fee for things like water parks and ferry rides.
- Dining: Dining offers available with credit cards allow cardholders to get discount at specific restaurants. These discount can either be applied to the whole bill or the bill for food and beverages minus the alcohol. With some cards, the offers will also include the alcohol.
- Jewellery: Offers on jewellery generally relate to discounts on the prices of jewellery offered at participating stores.
- Cashback offer: Cashback offers generally relate directly to the spending done using the credit card. With these offers cardholders can get a certain percentage of their spending returned to them as cash on the credit card. This offer is also available only at merchants who are participating in the banks cashback program.
Credit card special offers from major banks in UAE
The special offers available with ADCB credit cards can include discounts of up to 15% on bills when the card is used at various restaurants. They also include offers like a 25% discount on visits to the Dubai Dolphinarium. When used for regular shopping, these cards can offer discounts ranging from 10% to 25%. The travel offers available on these cards can provide discounts of nearly AED 300 on the room rates at participating hotels.
The special offers available with the FGB credit cards include discounts of up to 20% on food and beverage bills at participating restaurants and cafes. These cards also offer up to 65% off on car rentals and 15% to 20% discounts on hotel bookings. Fashion accessories bought with these cards are also eligible for discounts of 15% to 70%.
The dining offers with these cards can provide discounts that range from 10% to 20% at various restaurants and chocolate shops too. Shopping for clothes shoes and glasses can come with discounts ranging from 10% to 40%. When it comes to travel offers, these cards offer customers the chance to travel abroad and become eligible to possibly win a car. The discounts made available at hotels can also be anything from 15% to 30%. These cards also provide discounts of up to 20% on gym memberships and spa treatments.
One of the special offers available with this bank is that when customers use their cards to shop they become eligible to win prizes like AED 500 or a stay at a hot worth AED 2,000 or a grand prize of a holiday worth AED 10,000. Entertainment offers with this card can include things like 25% extra recharge at Modhesh World. If cardholders buy tickets at tixbox.com they can avail discounts of up to 15%.
When cardholders shop at certain establishments such as Sacoor Brothers they can be entitles to discounts of up to 50%. In travel discounts these cards can provide a 7% discount when bookings are made through specific channels. Even booking a cab can become cheaper by AED 80 with these cards. Booking hotels using this card can also emble cardholders to earn upto a 15% discount on food and beverages along with offering a free stay for kids under the age of 12 years and complimentary breakfasts.