• CBI Credit Cards

    CBI Credit Cards
    Credit Card
    Annual Fee
    Reward type
    CBI Fee Free Master Card Titanium Card
    Annual Fee:
    AED 0
    Reward type:
    Travel, Shopping, Cashback, Dining and Entertainment
    CBI Low Rate Visa Platinum Card
    Annual Fee:
    AED 150
    Reward type:
    Travel, Insurance, Shopping, Premium and Lifestyle
    CBI Rewards Master Card Platinum Card
    Annual Fee:
    AED 500
    Reward type:
    Travel, Shopping, Cashback, Dining, Entertainment and Rewards

    CBI offers a range of convenient, simple, and rewarding credit cards tailored to meet customers’ needs. The cards are available in three basic categories - Low Rate Visa Platinum, Fee Free MasterCard Titanium, and Rewards MasterCard Platinum. The credit cards offer a wide range of benefits in the travel, lifestyle and many other categories.

    Credit cards offered by CBI UAE

    Listed below are the credit cards offered by CBI UAE.

    CBI Low Rate Visa Platinum Credit Card

    The Low Rate Visa Platinum cards are meant to be used by customers to buy what they want at very low interest rates. This card provides the freedom of spreading large costs so that it doesn’t hurt customers’ pockets with high rate of interest. The Low Rate Visa Platinum card charges a rate of interest of 1.5% and there is no fee on balance transfers. The card also offers free access to airport lounges across UAE.

    CBI Fee Free MasterCard Titanium Credit Card

    The Fee Free MasterCard Titanium card attracts no additional annual fees. If offers competitive rates of interest on cash withdrawals as well as retail purchases and attractive payment plans with 36 months tenor, 1% interest p.m., and zero processing fees.

    CBI Rewards MasterCard Platinum Credit Car

    This credit card offers one of UAE’s most exhaustive rewards program. One of the main attraction of the Rewards MasterCard Platinum credit card from CBI is that one can become a part of CBI Rewards, which is a loyalty program that allows customers to collect and redeem points on any flight bookings, hotel stays, car hires, or online shopping.

    Why choose CBI UAE credit cards?

    CBI UAE credit cards offer value for money. The credit cards offered by CBI UAE are tailor made to suit the needs of its customers with features like low interest rate, no annual fee and a flexible reward programme. There is something for everyone with CBI credit cards. CBI also has an Easy Payment Plan through which the customer can avail 0% interest on purchases from selected outlets when they use their CBI credit card.

    Commercial Bank International (CBI) UAE

    Commercial Bank International (CBI) is a listed company based out of Ras Al Khaimah, United Arab Emirates. CBI was established in 1991, and since then has become a trusted partner for businesses as well as individuals by offering easier services and working on customers’ financial well being.

    The bank focuses on simplifying its products and services, and currently operates 20 full service branches around the United Arab Emirates. CBI operates 2 subsidiary companies - International Financial Brokerage and Takamul Real Estate. The bank provides services ranging from personal financing and home and auto financing, to customized solution in corporate and retail banking.

    CBI credit cards promotions and offers

    Listed below are the latest promotions and offers by CBI credit cards.

    • The customer can enjoy 20% off the bill at over 50 restaurants across UAE by using their CBI master credit card.
    • Get a discount of AED 500 when you book a flight with cleartrip through CBI Visa Platinum credit card.
    • CBI credit cards makes paying school fees easier with its Easy Payment Plan. The customer can pay the school fees using CBI credit card.
    Check For Latest CBI Credit Cards Offers

    Features and benefits of CBI UAE credit cards

    Listed below are the features and benefits of CBI UAE credit cards.

    • Provides low interest rate credit cards.
    • Balance transfer with no processing fees.
    • Free supplementary cards with Low Rate Visa Platinum card and Fee Free Mastercard Titanium card.
    • SMS alerts on all credit card transactions.
    • Easy repayment plans.
    • Available for Expats.
    • Free fraud protection with Fee Free Mastercard Titanium card and Rewards Mastercard Platinum card.
    • Credit shield
    • EMV chip and PIN payment protection.
    • Quick approval.
    • Easy documentation.
    • No annual fee with Fee Free Mastercard Titanium Card.

    Fees and Charges of CBI UAE Credit Cards

    The below table shows the fees and charges of the credit cards from CBI

    Type of Charges Amount
    Annual fees of the CBI Rewards Card for Primary cardholders The fee is AED 500
    Annual fees of the CBI Rewards Card for Supplementary cardholders The annual fees are waived
    Annual fees of the CBI Low Rate Card for Primary cardholders The fee is AED 150
    Annual fees of the CBI Low Rate Card for Supplementary cardholders The annual fees are waived
    Annual fees of the CBI Fee Free Card for Primary cardholders and Supplementary cardholders The annual fees for both cards are waived
    Finance Charge for Cash Advance Transactions and Retail Transactions on Rewards Card (Salary Transfer) The finance charge is 2.99% per month
    Finance Charge for Cash Advance Transactions and Retail Transactions on Low Rate Card (Salary Transfer) The finance charge is 1.50% per month
    Finance Charge for Cash Advance Transactions and Retail Transactions on Fee Free Card (Salary Transfer) The finance charge is 2.50% per month
    Finance Charge for Cash Advance Transactions and Retail Transactions on Rewards Card (Non Salary Transfer) The finance charge is 2.99% per month
    Finance Charge for Cash Advance Transactions and Retail Transactions on Low Rate Card (Non Salary Transfer) The finance charge is 1.50% per month
    Finance Charge for Cash Advance Transactions and Retail Transactions on Fee Free Card (Non Salary Transfer) The finance charge is 2.99% per month
    Balance Transfer Charge for Rewards Card The fee is 0% for 3 months
    Balance Transfer Charge for Low Rate Card The fee is 1.50% until it has been repaid
    Balance Transfer Charge for Fee Free Card Not Applicable
    Charge for Easy Payment Plan for Rewards Card The charge is 1% for up to 36 months
    Charge for Easy Payment Plan for Low Rate Card Not Applicable
    Charge for Easy Payment Plan for Fee Free Card The charge is 1% for up to 36 months
    Fee for Cash to account transfer on Rewards Card The charge is 1% for up to 36 months
    Fee for Cash to account transfer on Low Rate Card The charge is 1.50% for up to 36 months
    Fee for Cash to account transfer on Fee Free Card The charge is 1% for up to 36 months
    Cash Advance limit for Rewards Card 50%
    Cash Advance limit for Low Rate Card 25%
    Cash Advance limit for Fee Free Card 50%
    Fee for cash advance on Rewards Card The fee is 3% with a minimum fee of AED 100
    Fee for cash advance on Low Rate Card The fee is 3% with a minimum fee of AED 100
    Fee for cash advance on Fee Free Card The fee is 3% with a minimum fee of AED 100
    Late Payment fee for CBI credit cards The charge is AED 200
    Over Limit fee for CBI credit cards The charge is AED 200
    Replacement or reissuance fee for CBI credit cards The charge is AED 100
    Fee for Duplicate Statement The fee is AED 50
    Fee for Copy of Sales Voucher The fee is AED 50
    Fee for foreign currency transactions The charge is 2.75%
    Credit Shield Insurance 0.85% against statement balance

    Other products offered by CBI UAE

    Listed below are some of the other products offered by CBI UAE.

    CBI UAE credit card- Frequently asked questions

    Listed below are some of the frequently asked questions regarding CBI credit cards and their answers.

    1. How many credit cards does CBI UAE offer?
    2. CBI offers three types of credit cards, Low Rate Visa Platinum card, Fee Free Mastercard Titanium card and Rewards Mastercard Platinum card.

    3. Do I have to pay an annual fee on the CBI credit cards?
    4. There is no annual fee charged on Fee Free Mastercard Titanium card but the customers have to pay an annual fee of AED 150 for the Low Rate Visa Platinum card.
    5. How do I activate my credit card?
    6. The customer can activate their credit card by calling on the number given by the bank. This is necessary to ensure the safety of the card.
    7. What is the easy payment plan?
    8. With the Easy Payment Plan by CBI, the customer can get 0% interest on electronics, jewellery, school fee, home decor when they shop at the partner outlets of CBI with CBI credit cards.
    9. How do I make payments?
    10. The customer can make the payment at any of the CBI branches in UAE or at any of the Cash and Cheque deposit machines of the bank in UAE. The payment can also be made by setting up a direct debit instruction with the bank.
    11. Is there any bonus reward with Rewards Mastercard Platinum card?
    12. Yes, the customer will receive up to 50,000 bonus reward points on receiving the Rewards Mastercard Platinum card.

    News About CBI Bank Credit Card

    • CBI UAE Hires Omar Khan as new Head of Treasury

      Commercial Bank International (CBI) announced the appointment of Omar Khan as their Head of Treasury. Omar is expected to hold responsibility for responsible for capital management, liquidity and market activities. He will be directly reporting to Mark Robinson, Chief Executive Officer of CBI.

      Mark Robinson, CEO of CBI addressing this by saying "We are pleased to welcome Omar to our management team at this exciting time of change and growth for CBI. With his extensive Treasury experience at some of the world's leading banks, Omar has the expertise to make our Treasury a market leader. We are confident Omar's experience will add considerable value to our overall business as we execute our growth strategy."

      Omar is said to have over 22 years of experience across global banks all over UAE and Pakistan, pertaining to liquidity and capital management along with sales, trading brokerage operations. He would be joining CBI from Samba Financial Group of Saudi Arabia, after spending six years as Head of Treasury for the UAE and Qatar, with the office based in Dubai.

      07th October 2015

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