American Express has designed different kinds of credit cards to ensure that it caters to the financial needs of an extensive customer base. Not only do these cards come with the several benefits of owning a regular credit card, but customers can also make the most of a variety of promotional schemes that can help in saving money and getting the best deals at attractive prices. Thanks to American Express credit cards, travelling and shopping just got a whole lot more secure as well as fun!
Credit Cards Offered by American Express
American Express credit cards are specifically tailored for your individual customer needs. Following are the options you can choose from.
- American Express Platinum Credit Card
- American Express Gold Credit Card
- American Express Dubai Duty Free Credit Card
- American Express Blue Credit Card
- The American Express Credit Card
- 1% Moneyback Gold Credit Card
The Platinum Credit Card from American Express provides many travel benefits for customers, such as free access to more than 700 VIP airport lounges across the world, Travel Accident insurance and Travel Inconvenience insurance among others. The minimum annual income required to be earned by a customer for eligibility is AED 270,000.
The Gold Credit Card from American Express provides customers access to local airport lounges in addition to other benefits that cover Travel Accident and Travel Inconvenience insurance. Several other rewards and benefits are also up for grabs, with the minimum annual salary requirement for eligibility set at AED 200,000 for employed personnel and AED 275,000 for self-employed customers.
The Dubai Duty Free Card from American Express offers worldwide emergency protection for customers and also helps in saving 10% on your total bill at Dubai Duty Free. The eligibility criteria for the Dubai Duty Free card is the same as the requirements for American Express Gold Credit Card.
Blue from American Express offers 1% cash back and exclusive offers in addition to a number of other benefits.
This card enables you to pay your bills in easy installments by paying only 5% of your monthly outstanding bill, thereby allowing you to travel, dine out and shop more based on how you setup your account.
One of the simplest cards out there, this credit card from American Express offers you AED 1 back for every AED 100 you deposit into your Gold Credit Card account.
Why Choose American Express Credit Cards?
American Express is more or less a household name so far as credit cards are concerned. The bank has built a solid reputation for itself over the years thanks to quality products and committed customer relationships. Few banks out there offer the same benefits as American Express, especially when it comes to travel and tourism, which is where American Express asserts its dominance by providing customers with offers that are certain to not only help them save money, but also help them attain the best possible shopping and travelling experience.
American Express Credit Card Offers
American Express offers several benefits for customers who shop using their cards. A few are summarised as below.
- Easy Installments and Secure Shopping
- Travel and Tourism Offers
- Shopping and Entertainment Offers
- Dining Offers
Credit card payments can be made in installments and customers can go interest free for 56 days. The bank also offers retail protection and guarantee against online fraud, making shopping secure as well as convenient for customers.
Customers who pay using their American Express credit cards can avail discounts of up to 20% at select hotels and resorts across the country.
You can now shop for items at discounted prices at participating stores thanks to American Express credit cards. You can also avail discounts of up to 15% on the use of recreation facilities and health clubs at at select clubs and spas across the UAE.
Customers can swipe their American Express credit cards at participating restaurants and avail discounts of up to 20% on their total bill for food and beverages.
Features and Benefits of American Express Credit Cards
Each credit card available at American Express comes with its own features and benefits. Following are a few they offer in common.
- Each of the cards allow you to make credit payments in installments.
- Every card also allows 56 interest free days.
- The monthly interest rates for each of the cards is as low as 2.99%.
- Some of the cards offer Retail Protection Insurance and Online Fraud Protection Guarantee to ensure that customers have a secure shopping experience.
- All of the cards offer Express Cash which can be redeemed to avail different offers.
- The cards enable you to earn reward points on regional and international transactions.
- Some of the cards offer some very exclusive offers and privileges.
- Some of the cards also offer free access to membership rewards. For instance, spending AED 4 delivers one or two membership reward points depending upon the card you are using.
Other Products Offered by American Express UAE
Apart from credit cards, American Express also offers other products and services to its customers. Some of them include:
- Personal Loans
- Auto Loans
- Home Loans
- Savings Accounts
- Current Accounts
- Time Deposits
Frequently Asked Questions: American Express Credit Cards
- Can anyone apply for these cards?
- What is the interest free period on payment?
- What currencies can be used to encash AMEX travellers cheques?
Yes, anyone can apply for the cards, but to be eligible for them you need to earn a minimum annual salary. Requirements vary for different cards.
Customers can get a 56 day free interest period on payment.
American Express travellers cheques can be encashed in American Dollars, Great Britain Pound, Euro, Japanese Yen, Australian Dollar, Canadian Dollar, Swiss Franc, New Zealand Dollar.
News About American Express Credit Card
Amex credit cards offer travel discounts
American Express credit card can be used to receive discounts on airlines, hotels and car rentals. The deals will include 10% off on fares with Etihad airways and British Airways. You will also get special rates in lounge access at the Dubai International Airport. Special deals will be offered on stays at the Sheraton, Fairmont Dubai and Kempinski Mall of the Emirates. The offers have an expiry date and check for its validity before you book the tickets.
04th July 2016
No yield in customer spending according to American Express Middle East survey
In a recent survey conducted across five GCC countries by American Express Middle East, findings shows that consumer spending in Bahrain last year showed few signs of letting up, even with the cloud of economic uncertainty looming. While more than 61 per cent of people surveyed in Bahrain stated that their spending remained the same, or in some cases even more, in 2015, there seemed to be a change in the pattern of spending habits of the respondents. Findings suggested that more money was spent on necessities such as transport, rent, and eating and drinking at home, compared to eating out. This change in spending habits also saw more respondents contribute more towards savings and pension, while spending on rent was also high on the list. Chief Executive Officer of American Express Middle East, Mazin Khoury, stated that in spite of the economic uncertainty surrounding the area the only noticeable change seen in spending was on essentials rather than luxuries.
22nd April 2016
American Express Credit Card members can now enjoy UAE with ‘Experience UAE’ campaign
American Express is planning to help tourists enjoy and experience the best of UAE through a host of exclusive offers, benefits and promotions through its ‘Experience UAE’ campaign. The campaign allows all American Express Credit Card members and cardholders visiting UAE to benefit from a wide range of offers across travel, dining, shopping and entertainment categories just by using their American Express card. The card has offers such as 10% saving with Etihad airways, 20% off at the Meydan hotel and much more. The offer is valid from October 2015.
19th November 2015