ADIB Takaful Insurance in the UAE
Abu Dhabi Islamic Bank offers a wide range of general Takaful and life insurance products that help customers protect themselves and their loved ones in times of emergency. All the products designed by the bank are compliant with the Sharia’ah law. Following are the insurance packages that can be availed from ADIB.
Motor Takaful from ADIB is an insurance policy that covers your motor vehicle against damages, whether it was cause by you or a third party, theft and fire, personal accidents and bodily injuries. Financing this policy is relatively easy and the claim settlement process is hassle-free with a dedicated customer service ensuring that customers face no inconvenience when taking out the policy.
ADIB Health Insurance
ADIB Covered Card Takaful
In case of permanent disability or death that renders an individual helpless, the amount of money used on their Islamic Covered Card shall be fully paid by the company. For instance, the contribution towards Takaful Protection for a used amount of AED 2,000 is only AED 20 at the month’s end, and if the used amount is zero come the end of the month, it means that the contribution is zero. Your monthly statement will automatically include your contribution towards Takaful Protection.
ADIB Cash Cover Takaful
The Cash Cover Takaful scheme from ADIB is specially designed to ensure that customers receive Takaful insurance against emergency medical expenses and financial losses in case of robbery/theft or assault by third parties.
HYAT – Superior Family Takaful
HYAT is the Islamic equivalent of conventional insurance and is designed to meet the individual needs of an extensive customer base. Taking out this policy ensures that your family and loved ones will be well covered in case you suffer from permanent disability or death. Premium payments towards this policy must be made for a specified period of time, and benefits can be availed until the policyholder turns to be a 100 years of age. HYAT covers critical illnesses, accidental death benefit, and waiver of contributions, family income benefits, accidental dismemberment benefit and hospital cash benefit.
ADIB Al Khair Tadawul Takaful
In case the policyholder suffers from permanent total disability or death caused by sickness or accident, the Al Khair Tadawul Takaful policy offers coverage for the whole outstanding balance of the policy, up to a limit of AED 2,000,000. The bank has designed the policy especially for personal finance customers who require help in paying off their outstanding debts. With low contribution rates and the ease with which you can take out this policy makes it one of the most popular choices among UAE residents.
Abu Dhabi Islamic Bank has made available a host of products and services so that customers can have a good number of choices when looking for insurance policies. The choices on offer ensure that there is something for everyone, no matter what your requirements may be. Moreover, the bank has a solid reputation for providing quality customer service, making it one of the most reliable options for customers looking to take out insurance policies.