• ADCB Personal Loan Eligibility

    ADCB Personal Loan Eligibility

    ADCB offers personal loan to both expats residing in UAE and UAE nationals. The loans come with low interest rates and flexible tenure periods. Like every bank, ADCB has its own eligibility criteria that needs to be fulfilled in order to be eligible for the personal loan. Listed below is the eligibility criteria for ADCB personal loan.

    ADCB Personal Loan Eligibility for UAE nationals

    • Should be a UAE national residing in UAE
    • Should be above the age of 21
    • Should be earning a source of income
    • Should earn a minimum salary of AED5,000

    ADCB Personal Loan Eligibility for Expats

    • Should be an expat
    • Should be above the age of 21
    • Should be earning a source of income
    • Should earn a minimum salary of AED5,000

    Factors affecting ADCB Personal Loan Eligibility

    Listed below are the common factors that affect your ADCB personal loan eligibility

    • Credit history: Your credit history contains every detail of your financial journey and helps the bank determine if you should be granted the personal loan.
    • Income: The applicant should be earning a minimum amount as income in order to be eligible for the personal loan.
    • Age: The applicant needs to be of a certain age to avail the personal loan.

    How to increase ADCB Personal Loan Eligibility?

    There are several ways through which one can increase their loan eligibility. Listed below are some of the ways through which you can increase your ADCB personal loan eligibility.

    • Maintain a good credit history
    • Pay off existing loans
    • Opt for secured loans
    • Maintain a good relationship with the bank

    Frequently Asked Questions- ADCB Personal Loan Eligibility

    1. Can a minor apply for the personal loan?
    2. No. The applicant should be of 21 years of age in order to be eligible for the loan.

    3. Does an expat have to earn a minimum income to be eligible?
    4. Yes the expat has to earn a minimum income of AED 5,000 to be eligible for the loan.

    5. Will the loan be approved even if the applicant isn’t able to provide the documents?
    6. The applicant should provide all the required documents in order to be eligible for the loan

    Other Products from ADCB

    ADCB Personal Loan

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    ADCB Car loan

    ADCB Home Loan

    ADCB Fixed Deposit

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